Knowledge Mortgages is the category at the website of NeedingAdvice.co.uk Ltd, which includes various articles and blog posts on various types of mortgages. In this guide, we have discussed mortgages for dentistsprobationary period mortgagessole trader mortgagessupply teacher mortgagesfirst-time buyer mortgages, and many more. The affordability criteria set by every mortgage lender in the uk depends on the particular occupation of the borrower, which we have discussed in detail below articles. We are a team of specialist mortgage brokers who can help you with all the kinds of mortgage applications in the UK. We can help you climb onto the property ladder even if you have a bad credit score or a limited deposit amount. 


 

Sole Trader Mortgage

By |2021-11-10T12:47:34+00:00May 21, 2021|Knowledge Mortgages, Mortgages, Self Employed Mortgages|

A sole trader is someone who runs their own business and are self-employed. They are able to keep all the post-tax profits from the business, but it means they are also legally responsible for all aspects of their business and personally liable for the finances of the business

Graduate Mortgages

By |2021-11-10T13:05:12+00:00April 29, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

Many graduates may have the impression that it’s impossible to get a mortgage loan after graduating but it’s not necessarily the case. Even with a lack of credit history, student loans, overdrafts and little deposit, it is still possible to get a mortgage loan given the right situations.

Tier 2 Visa Mortgage

By |2021-10-01T10:32:02+00:00April 29, 2021|Knowledge Mortgages, Mortgages, Non Standard Residency Mortgages|

If you are a foreign national living and working in the UK with a tier 2 visa, you may be wondering if you are able to take out a mortgage loan. You may be interested in buying a property in the UK as a long-term investment or depending on your work contract and personal situation you may wish to buy a property on a temporary basis until you move back to your home country instead of renting your accommodation.

Expat BTL Mortgage

By |2021-10-04T12:58:42+00:00April 28, 2021|Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Non Standard Residency Mortgages|

Property prices in the UK have steadily risen and many see this as a good investment opportunity considering rental income can help finance the purchase. You may wish to purchase a buy to let property as an investment, but you are an UK expat living abroad so you may be wondering if it’s possible to get a mortgage loan in the UK, even if you are paid in a foreign currency. The good news is it is possible, even if you are classed as self-employed.

Mortgage for Prefab Concrete House

By |2021-11-10T04:06:01+00:00April 28, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Properties|

You may have found your dream home or looking to invest in a buy to let but the property you have found is made of concrete. Properties with non-traditional construction can be more difficult to get a mortgage for and may cause complications when trying to insure the property or may when a home survey is carried out.

Single Parent Mortgage

By |2021-10-03T10:07:03+00:00April 28, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

Being a single parent and trying to get on to the property ladder could be a challenge but it is possible to purchase a home as a single parent. There are lenders available for a single parent looking to get a mortgage and competitive products and deals on offer. In this article we discuss the main factors to getting a mortgage as a single parent.

Mortgage Loan to Value Bands

By |2021-08-03T13:08:05+00:00April 28, 2021|Knowledge Mortgages, Loan to Values / Deposits, Mortgages|

You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.

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