Following catagory of blog posts and articles consists of information on different types of mortgages such as Guarantor Mortgages, mortgage without deposits, variable rate mortgages, springboard mortgages, mortgage loan to value and similar information. As a specialist mortgage broker firm we could help you in starting your first step onto property ladder. Every mortgage lender has different criteria depending on affordability, credit score, deposit amount etc. It is better to contact for financial advice before starting your mortgage application to grab the best mortgage deal.

Mortgage Loan to Value Bands

By |2021-08-03T13:08:05+00:00April 28, 2021|Knowledge Mortgages, Loan to Values / Deposits, Mortgages|

You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.

Variable Rate Mortgages

By |2021-07-28T14:36:03+00:00January 15, 2021|Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Product Transfers, Rate Switches, Remortgages|

You may have heard of different types of interest rates when it comes to mortgages such as fixed rate and variable rate. As the name suggests, fixed rate mortgages mean the interest rate you pay during the length of your deal is fixed at a set amount.

Right to Acquire Mortgage

By |2021-10-26T08:36:42+00:00January 11, 2021|Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Mortgages for Different Properties|

If you are renting your property from housing association, you may have heard that you have the right to purchase your home under the Right to Acquire Scheme. This government scheme is similar to the Right to Buy scheme,..

Right to Buy Mortgages

By |2021-08-19T08:37:29+00:00November 16, 2020|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

‘Right to Buy’ is a government scheme introduced in the 1980s by Margaret Thatcher through the Housing Act 1980, set up to give council tenants the right to buy the council home they are living in, at a significant discount.

Guarantor Mortgages

By |2021-07-16T14:06:43+00:00November 16, 2020|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly service. [...]

Go to Top