Following catagory of blog posts and articles consists of information on different types of mortgages such as Guarantor Mortgages, mortgage without deposits, variable rate mortgages, springboard mortgages, mortgage loan to value and similar information. As a specialist mortgage broker firm we could help you in starting your first step onto property ladder. Every mortgage lender has different criteria depending on affordability, credit score, deposit amount etc. It is better to contact for financial advice before starting your mortgage application to grab the best mortgage deal.
You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.