Loan to Values / Deposits
Following catagory of blog posts and articles consists of information on different types of mortgages such as Guarantor Mortgages, mortgage without deposits, variable rate mortgages, springboard mortgages, mortgage loan to value and similar information. As a specialist mortgage broker firm we could help you in starting your first step onto property ladder. Every mortgage lender has different criteria depending on affordability, credit score, deposit amount etc. It is better to contact for financial advice before starting your mortgage application to grab the best mortgage deal.

What is a right to buy mortgage? | Complete Guide

2026-09-16T14:11:32+00:00September 15, 2026|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

The Right to Buy was introduced by the Housing Act of 1980 and gives local authority tenants in England the Right to Buy their [...]

Read More

Family Boost Mortgages UK: Complete Guide for First-Time Buyers

2026-09-22T07:20:35+00:00September 14, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly [...]

Read More

Buying a house from a family member in the UK: Everything you need to know

2026-09-15T08:52:04+00:00March 3, 2026|Knowledge Mortgages, Loan to Values / Deposits|

🏠 FAMILY HELP MORTGAGE GUIDE 2026 How Can My Family Help Me Buy a House? Getting family help to buy a house is now [...]

Read More

Deposits and Eligibility for Right to Acquire Mortgages: Key Insights

2026-09-15T14:09:31+00:00January 9, 2025|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

If you are renting your property from housing association, you may have heard that you have the right to purchase your home under the Right to Acquire Scheme. This government scheme is similar to the Right to Buy scheme,..

Read More

Tier 2 Visa Mortgages: Secure Your Dream Home in the UK

2026-09-14T18:14:01+00:00August 3, 2024|Investment BTL Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Non Standard Residency Mortgages|

What Lenders Actually Need to See From a Tier 2 (Skilled Worker) Visa Applicant Tier 2 visa mortgages (now issued as Skilled Worker visas) [...]

Read More

Expat Residential Mortgage UK: Get Approved with a Foreign Income

2026-08-24T15:55:21+00:00November 9, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties, Non Standard Residency Mortgages|

In today's interconnected world, many UK nationals are venturing abroad for work, education, or personal reasons. This growing expat community faces unique challenges [...]

Read More

Sharia Mortgages: A Sharia-Compliant Way to Buy a Home

2026-08-24T15:55:05+00:00September 25, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties|

Imagine a world where homeownership is not only a dream but a reality for everyone, regardless of their religious beliefs. In many Muslim [...]

Read More

Declined a Mortgage? Don’t Panic! Here’s What to Do Next

2026-08-24T15:53:51+00:00September 24, 2023|Credit Problem Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Remortgages, Self Employed Mortgages|

Did you know that nearly one in five mortgage applications in the UK gets declined? If you've recently faced a mortgage rejection, you're [...]

Read More

Exploring the use of a Loan for a Mortgage Deposit: Strategies and Considerations

2026-08-25T12:56:19+00:00August 15, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgage Process|

For numerous prospective homeowners, especially those embarking on this journey for the first time, the path to homeownership is a delicate balance of excitement [...]

Read More

About Us

NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

Mortgage Rate Switch or Mortgage Broker Transfer Due.

Use our dedicated reward website.

Complaints Procedure

If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Copyright 2012 - 2026 | Whole of Market Mortgage Brokers | Needing Advice UK

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

Privacy Policy  |  Cookie Policy

FacebookInstagramPinterestXLinkedIn
Go to Top