You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.
I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly service. [...]