fbpx

Buy to Let Mortgages

This is a guide on how to buy your first property. It will cover the basics of buying and selling, as well as some tips for getting started in this exciting new career path. A buy to let mortgage is a type of mortgage where the property owner lets out their home to tenants who pay rent directly to the landlord. The landlord then uses the rent to repay the loan. Buy to let mortgages are popular because they allow people to invest in properties without having to spend a lot of money on buying the property outright. However, there are risks involved with buy to let mortgages. If the tenant doesn’t pay the rent, the landlord has to find the money to cover the shortfall. This could mean selling the property at a loss. If the tenant leaves before the lease ends, the landlord has to pay out the remaining rent. Buying a property as an investment is one of the most popular ways for people to make money. The UK has seen a huge increase in house prices over recent years, and this means that buying a home can be very lucrative if you know what you are doing. However, there are many things which need to be considered before making your first purchase.

Mortgage with Lodger: Key Considerations and Benefits

By |2024-06-04T09:35:48+00:00June 1, 2024|Buy to Let Mortgages, Financial Advice, Income Types, Knowledge Mortgages, Mortgage Process, Mortgages|

Getting a mortgage with Lodger Have you ever thought about taking in a lodger? A spare room in your home can benefit both you [...]

A Comprehensive Guide to BNO Visa Mortgage in the UK

By |2024-05-14T11:30:16+00:00May 13, 2024|Buy to Let Mortgages, Knowledge Mortgages, Mortgages, Non Standard Residency Mortgages|

Getting a BNO visa mortgage is a complicated task in the uk because of the various new rules and regulations. If you are [...]

Can I Buy A House From My Landlord? | Your Guide to Direct Property Purchase

By |2024-04-29T11:23:54+00:00April 28, 2024|Buy to Let Mortgages, Financial Advice, First Time Buyer Mortgages, Mortgage Process, Mortgages, Mortgages for Different Properties, Property Types|

Are you a tenant dreaming of owning the home you currently rent? Buying your house directly from your landlord can be a convenient [...]

Comments Off on Can I Buy A House From My Landlord? | Your Guide to Direct Property Purchase

Secure a BTL Mortgage with 20% Deposit | Expert Insights

By |2024-03-26T14:26:36+00:00March 26, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages|

Have you ever dreamt of building a property portfolio and becoming a successful landlord? While the traditional path to property investment often involves [...]

Buy to Let Mortgages with 15% Deposit: Affordably Invest in Property (2024)

By |2024-03-18T16:10:00+00:00March 19, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Mortgages|

Explanation of buy-to-let (BTL) mortgages A buy-to-let (BTL) mortgage is a type of mortgage specifically designed for individuals who want to purchase a [...]

Self-Employed Mortgage Without Accounts | Complete Guide

By |2024-03-05T15:34:24+00:00March 5, 2024|Buy to Let Mortgages, First Time Buyer Mortgages, Income Types, Mortgages for Different Occupations / Income Types, Occupations|

Getting a self-employed mortgage is complicated, and getting it without accounts is more complicated and requires a bit more effort. However, it is [...]

Comments Off on Self-Employed Mortgage Without Accounts | Complete Guide

Guide to Short Term Let Mortgage & Rates | Your Holiday Letting Experts

By |2024-02-19T13:30:57+00:00February 19, 2024|Buy to Let Mortgages, Knowledge Mortgages|

Getting a short-term let mortgage is a possible but complicated process. Short-term let mortgages are designed for property owners who want to rent [...]

Sui Generis HMO Mortgages: Funding Properties 7+ Residents

By |2024-01-19T00:29:08+00:00January 12, 2024|Buy to Let Mortgages, Knowledge Mortgages, Mortgages, Mortgages for Different Properties|

Investing in large Houses in Multiple Occupation (HMOs) with seven or more occupants unlocks an exciting realm of rental income potential. However, navigating [...]

Expat BTL Mortgage

By |2024-01-10T12:21:40+00:00January 10, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Non Standard Residency Mortgages|

Property prices in the UK have steadily risen and many see this as a good investment opportunity considering rental income can help finance the purchase. You may wish to purchase a buy to let property as an investment, but you are an UK expat living abroad so you may be wondering if it’s possible to get a mortgage loan in the UK, even if you are paid in a foreign currency. The good news is it is possible, even if you are classed as self-employed.

Go to Top