Mortgages when working for an umbrella company What are the pros and cons of working for an umbrella company? The principles – and advantages – of working for an umbrella company are described by the aptly-named website Umbrella. While we […]
Knowledge Mortgages
standard Our Guide to Furlough Mortgages
Our Guide to Furlough Mortgages Why is it difficult getting a mortgage when furloughed? If you are currently looking for a mortgage, you are likely to be facing a frustrating paradox. After the Bank of England slashed the base rate […]
standard Our guide to mortgages for CCJs settled and unsettled
Our guide to mortgages for CCJs settled and unsettled What is a CCJ? The Money Advice Service explains that a County Court Judgment may be sought by anyone to whom you owe money and who, despite their best efforts to […]
standard Our guide to mortgages with settled or unsettled IVA
Our guide to mortgages with settled or unsettled IVA What is an IVA? If you are unable to pay your debts as they fall due, you may be described as insolvent. To satisfy your creditors, you might agree a Debt […]
standard Our Guide to Expat Mortgages
Our Guide to Expat Mortgages Why can it be difficult to get mortgages for expats? Mortgage lenders typically base their decisions on whether to advance, as well as the potential sums they will lend (called the loan-to-value ratio or LTV), […]
standard Our guide to mortgages after bankruptcy
Our guide to mortgages after bankruptcy Can I get a mortgage if I am bankrupt? The simple answer is no – and there is very good reason for it. You are usually declared bankrupt for a period of 12 months […]
standard How to improve your credit score for a mortgage
How to improve your credit score for a mortgage How can improving my credit score benefit me? As an applicant for any type of credit, you need a credit rating that is as healthy as possible. This reassures any lender […]
standard Our Guide to Mortgages for Foreign Nationals
Our Guide to Mortgages for Foreign Nationals Why can it be difficult to get a mortgage as a foreign national? Applying for a mortgage is a process that requires a potential lender to meet both regulatory requirements and their own […]
standard Coronavirus COVID-19 – Mortgage Lender Payment Break Rules & Contact Details
We have gathered a list of lenders and the likely procedure for putting in place a payment break. The Information is changing quickly and could be out of date or changed quickly. Thus, the position should be confirmed with the […]