Mortgage Ownership Equity Transfers

In this cluster of blog posts and articles, we will discuss the different types of mortgage ownership equity transfers such as Remortgaging an inherited property, help to buy mortgage schemesshared ownership mortgagesa joint borrower on sole proprietor mortgages. When it comes to transferring ownership of property with a mortgage, various things must be considered, which are discussed in the blogs below. In addition, mortgage lenders have different criteria for affordability checks that you need to understand. At needingadvice.co.uk Ltd, we have specialist mortgage brokers who could help you connect with the most suitable mortgage lender as per your requirement.

Remortgage After Separation: Your Options

By |2024-04-29T11:28:02+00:00April 29, 2024|Equity Release, Income Types, Mortgage Ownership Equity Transfers, Remortgages|

This guide provides information on the impact of separation on mortgages and includes solutions such as payment liability, selling a home, buying out [...]

Joint Mortgage with Friends: Your Path to Homeownership

By |2024-04-22T12:34:19+00:00April 22, 2024|Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Mortgages|

Are skyrocketing housing prices making you feel locked out of homeownership? You're not alone. A staggering 75% of millennials are unable [...]

Comprehensive Guide to Buying a House from Parents Below Market Value in the UK

By |2024-04-10T15:14:14+00:00April 9, 2024|Income Types, Mortgage Ownership Equity Transfers, Mortgages, Property Types|

A growing number of homebuyers are seeking financial assistance from their parents. Here's how you can get on the property ladder, as well [...]

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Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips

By |2024-04-10T15:15:08+00:00April 3, 2024|Financial Advice, Mortgage Ownership Equity Transfers, Mortgage Process, Product Transfers, Remortgages, Using a Broker|

In the UK, it’s estimated that 42% of marriages will end in divorce, with the average duration of marriage being 11 [...]

Buying Out Siblings from Inherited House: Essential Guide

By |2024-03-04T13:13:17+00:00March 4, 2024|Mortgage Ownership Equity Transfers, Mortgage Process, Mortgages, Mortgages for Different Properties|

When grieving the death of a loved one, you are likely to experience a whirlwind of emotions – and this can make handling some [...]

Understanding the Process of Adding a Partner to Your Mortgage

By |2024-01-03T12:36:43+00:00January 3, 2024|Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages|

You may have a long term partner who you have been living with and are thinking about taking the next steps in your relationship and considering to add your partner to your mortgage. It usually isn’t a problem because if you have a partner that can contribute financially, there is an increased chance of your mortgage loan being paid off, but it isn’t as easy as just adding a name so in this article we will discuss in further details the step that are required to add your partner to your mortgage.

Help To Buy Mortgages | Complete Guide for UK

By |2024-05-20T15:28:30+00:00December 22, 2023|Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages for Different Properties|

Over the recent years, the property market has seen an immense boost in house prices but in comparison wages have not been rising at a competitive rate. The slow wage growth and with stricter lending laws and regulations since the 2007 – 2008 financial crisis has led to a large proportion of the population struggling to get on the housing ladder.

Remortgage to Buy Out Partner: Everything You Need to Know

By |2023-09-30T12:44:45+00:00September 28, 2023|Mortgage Ownership Equity Transfers, Mortgages, Remortgages|

When a marriage, civil partnership, or long-term relationship comes to an end, there are many factors to consider. One of the most significant [...]

Mortgage to buy out spouse | Complete Guide

By |2023-09-25T08:15:46+00:00September 21, 2023|Mortgage Ownership Equity Transfers, Mortgages, Remortgages|

Introduction Divorce and separation are challenging times, emotionally and financially. One of the largest assets couples generally share is their home. The decision-making [...]

How to Transfer Equity to your Child Safely & Legally?

By |2023-08-17T11:02:14+00:00August 14, 2023|At Retirement Planning, Mortgage Ownership Equity Transfers, Mortgage Process, Older Borrowers|

Transferring a mortgage to a child is not just a simple handover of property ownership; it's a journey through a myriad of financial and [...]

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