Mortgages on different income types

These days there is no such thing as a job for life and income sources and types can vary massively from applicant to applicant.
Some clients could have two or even three different jobs. While others might be on temporary contracts or zero house contracts.
Others might work via umbrella companies and others might be on fixed-term contracts.
The good news is that some lenders have adapted their lending criteria to the changes that have occurred in the job marketplace.

In this section, we will help you to understand mortgages on different income types in the UK. We have created a couple of blogs on various income types such as mortgages for contractors, company directors etc.

A mortgage lender may be as concerned about how you earn your income as you are about the amount of money that you have. While not all lenders will accept certain types of wages as declared capital for mortgage applications, the right advice can help you make your money stretch further.

You can read our articles below on income types, mortgages and where to go for expert advice.


Specialized Mortgages for Professionals: Your Career, Your Home

By |2024-05-16T13:00:53+00:00May 15, 2024|Financial Advice, Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

If you are a professional in the UK, you can now apply for a pro mortgage and buy the home of your dreams. [...]

Impact of School Fees on Mortgage Affordability | A Comprehensive Guide

By |2024-05-06T11:15:33+00:00May 1, 2024|Financial Advice, Income Types, Mortgage Rates, Mortgages|

According to the Institute for Fiscal Studies (IFS), the average private school fees in the UK were approximately £15,200 for the [...]

Remortgage After Separation: Your Options

By |2024-04-29T11:28:02+00:00April 29, 2024|Equity Release, Income Types, Mortgage Ownership Equity Transfers, Remortgages|

This guide provides information on the impact of separation on mortgages and includes solutions such as payment liability, selling a home, buying out [...]

Mortgage SEISS Grant: Your Comprehensive Guide

By |2024-04-25T13:35:52+00:00April 24, 2024|Financial Advice, Income Types, Mortgage Process, Mortgages, Self Employed Mortgages|

Getting a Mortgage After a SEISS Grant During the COVID-19 crisis, the Self-Employment Income Support Scheme (SEISS) became a financial lifeline for many [...]

The Complete Guide on Mortgages for Celebrities

By |2024-04-19T15:06:01+00:00April 19, 2024|Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

The term 'celebrity mortgage' often surprises people. There is curiosity about why celebrities opt for large mortgage loans instead of buying their homes [...]

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Comprehensive Guide to Buying a House from Parents Below Market Value in the UK

By |2024-04-10T15:14:14+00:00April 9, 2024|Income Types, Mortgage Ownership Equity Transfers, Mortgages, Property Types|

A growing number of homebuyers are seeking financial assistance from their parents. Here's how you can get on the property ladder, as well [...]

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How Do Halal Mortgages Work? | A Detailed Guide

By |2024-03-25T13:09:07+00:00March 25, 2024|Income Types, Knowledge Mortgages, Mortgage Process, Mortgages|

Understanding mortgages within the context of Islamic principles can be challenging, particularly when trying to adhere to Halal practices. In the UK, a [...]

Understanding Investment Income for Mortgages | Comprehensive Guide

By |2024-03-20T11:18:42+00:00March 20, 2024|Financial Advice, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Savings and Investments, Savings and Investments Knowledge|

Using an investment income for mortgages is not easy, but it can be a great way to potentially increase your borrowing power and [...]

Mortgage for Rugby Players: Score the Home of Your Dreams

By |2024-03-18T10:36:25+00:00March 18, 2024|Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

As professional rugby players, you’re accustomed to tackling opponents on the field, strategising for victory, and pushing your limits. But when it comes [...]

Self-Employed Mortgage Without Accounts | Complete Guide

By |2024-03-05T15:34:24+00:00March 5, 2024|Buy to Let Mortgages, First Time Buyer Mortgages, Income Types, Mortgages for Different Occupations / Income Types, Occupations|

Getting a self-employed mortgage is complicated, and getting it without accounts is more complicated and requires a bit more effort. However, it is [...]

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