Self Employed Mortgages

If you’re thinking of getting a new home loan, it might seem like the process is more complicated than for someone who works in an office or has regular income from another source. But there are some things that can make your life easier and help you get approved faster – so read on!. In this mortgage guide we will discuss in details about different scenarios while applying for mortgage application as self employed professional in the UK. As a specialist mortgage broker in the UK, we could help you in getting suitable mortgage deal even when you are working as sole trader, freelancer, or self employed contractor etc.. In addition you will find relavant articles and blog posts such as Sole Trader Mortgages, CIS Mortgage, Taxi Driver Mortgage and many more.

Mortgage for Entrepreneurs – All about Entrepreneurship and Businesses
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Mortgage for Entrepreneurs – All about Entrepreneurship and Businesses

Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages, Using a Broker

Mortgage for Entrepreneurs – All about Entrepreneurship and Businesses

By Akshay Hooda|2022-05-16T12:52:47+00:00May 15, 2022|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages, Using a Broker|

If your loan application is approved, then you'll be able to buy a house with it - as long as you meet certain criteria. [...]

Mortgage SEISS Grant
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Mortgage SEISS Grant

Financial Advice, Income Types, Mortgage Process, Mortgages, Self Employed Mortgages

Mortgage SEISS Grant

By Akshay Hooda|2022-04-26T07:40:41+00:00April 22, 2022|Financial Advice, Income Types, Mortgage Process, Mortgages, Self Employed Mortgages|

Getting a Mortgage After a SEISS Grant Throughout the covid pandemic, plenty of self-employed people looked to the Self-Employment Income Support Scheme or "SEISS" [...]

Mortgages For Contractor – All you need to know
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Mortgages For Contractor – All you need to know

Financial Advice, Income Types, Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages

Mortgages For Contractor – All you need to know

By Akshay Hooda|2022-04-13T15:14:14+00:00April 10, 2022|Financial Advice, Income Types, Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages|

Mortgages for independent contractors The self-employed – including independent contractors and freelancers – are so styled because they run a business [...]

Mortgage for Qualified Nurse on Key workers Contract
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Mortgage for Qualified Nurse on Key workers Contract

Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages

Mortgage for Qualified Nurse on Key workers Contract

By Akshay Hooda|2022-04-03T11:21:56+00:00March 26, 2022|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages|

Mortgages for Nurses Mortgages for nurses in the UK is complicated because of the variable nature of their employment. Most mortgage lenders will provide [...]

Sole Traders Mortgage Advice
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Sole Traders Mortgage Advice

Knowledge Mortgages, Mortgages, Occupations, Self Employed Mortgages

Sole Traders Mortgage Advice

By Akshay Hooda|2022-04-23T18:23:00+00:00March 22, 2022|Knowledge Mortgages, Mortgages, Occupations, Self Employed Mortgages|

Sole Trader A sole trader is an individual who carries on business in his name without the [...]

Sole Trader Mortgage
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Sole Trader Mortgage

Knowledge Mortgages, Mortgages, Self Employed Mortgages

Sole Trader Mortgage

By Damian Youell|2022-03-21T12:06:51+00:00May 21, 2021|Knowledge Mortgages, Mortgages, Self Employed Mortgages|

A sole trader is someone who runs their own business and are self-employed. They are able to keep all the post-tax profits from the business, but it means they are also legally responsible for all aspects of their business and personally liable for the finances of the business

CIS Mortgage
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CIS Mortgage

Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages

CIS Mortgage

By Damian Youell|2021-12-04T12:50:35+00:00January 19, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.