If you’re thinking of getting a new home loan, it might seem like the process is more complicated than for someone who works in an office or has regular income from another source. But there are some things that can make your life easier and help you get approved faster – so read on!. In this mortgage guide we will discuss in details about different scenarios while applying for mortgage application as self employed professional in the UK. As a specialist mortgage broker in the UK, we could help you in getting suitable mortgage deal even when you are working as sole trader, freelancer, or self employed contractor etc.. In addition you will find relavant articles and blog posts such as Sole Trader Mortgages, CIS Mortgage, Taxi Driver Mortgage and many more.

Sole Trader Mortgage

By |2021-11-10T12:47:34+00:00May 21, 2021|Knowledge Mortgages, Mortgages, Self Employed Mortgages|

A sole trader is someone who runs their own business and are self-employed. They are able to keep all the post-tax profits from the business, but it means they are also legally responsible for all aspects of their business and personally liable for the finances of the business

CIS Mortgage

By |2021-09-01T10:45:27+00:00January 19, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.

Can I get a mortgage using latest years’ accounts?

By |2021-08-06T12:24:09+00:00November 25, 2020|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

By the end of 2019, more than 5 million people in the UK were self-employed, according to the latest figures from the Office for [...]

What are CIS scheme mortgages?

By |2021-09-01T17:10:06+00:00November 16, 2020|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages|

Use our CIS contractor mortgages Quiz       CIS mortgages If you work as a self-employed contractor, you may find it challenging to [...]

Mortgages when working for an umbrella company – Whole of Market Mortgage Brokers

By |2021-09-06T19:24:55+00:00May 29, 2020|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

Use our Umbrella Company Mortgage Quiz       Short Video on Umbrella Company Mortgages   Umbrella Company Mortgage The first thing that [...]

Our Guide to Self-Employed Decreasing Profits Mortgages

By |2019-10-19T08:09:43+00:00October 18, 2019|Knowledge Mortgages, Mortgages, Self Employed Mortgages|

Our Guide to Self-Employed Decreasing Profits Mortgages In recent years, the working environment has changed almost beyond recognition. One of the most notable [...]

Our Guide to Sole Trader Recently Gone Limited Mortgages

By |2019-10-19T08:09:43+00:00October 18, 2019|Knowledge Mortgages, Mortgages, Self Employed Mortgages|

Our Guide to Sole Trader Recently Gone Limited Mortgages If you are running a successful business as a sole trader, you might have [...]

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