About Damian Youell

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So far Damian Youell has created 339 blog entries.

Mortgage For Elderly Parents | Expert Mortgage Broker Advice

2026-05-14T12:40:14+00:00May 13, 2026|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Older Borrowers|

📌 Later Life Mortgages DY Damian Youell — Senior Mortgage Broker & Company Director Last reviewed: May 2026  |  FCA Regulated Two of the [...]

Is Santander New Product a good mortgage choice for first-time buyers in the UK in 2026?

2026-03-27T11:47:12+00:00February 4, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages|

Santander New Product mortgages aim to support buyers saving up for a home or moving along the property ladder in 2026. This guide explains Santander [...]

Mortgage with Concessionary Purchase: How does it work in the UK in 2026?

2026-03-27T11:47:12+00:00January 22, 2026|Mortgage Process, Mortgage Rates, Mortgages, Property Types, Purchase Mortgages|

A mortgage with Concessionary Purchase is used when you buy a home for less than it is worth, usually from a family member or landlord. The [...]

Mortgage on a Spouse Visa UK: Eligibility, Deposit & Lender Criteria (2026)

2026-03-27T11:47:12+00:00January 7, 2026|Knowledge Mortgages, Mortgage Process, Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages|

Yes, you can get a UK mortgage on a spouse/partner visa. Lenders typically focus on your visa time remaining, deposit size (LTV), UK income evidence and your UK credit footprint, as well as whether you are applying jointly with a British or settled partner. This guide explains the key requirements, documents you will usually need, typical timelines, and practical steps to improve approval chances.

Will taking Ozempic affect your mortgage and protection application?

2026-03-27T11:47:12+00:00January 5, 2026|Personal Protection, Personal Protection Knowledge, Personal Protection Tools|

If you take Ozempic, you can still apply for a mortgage and you can still arrange protection. The key is passing lender affordability checks [...]

How does applying for probate affect getting a mortgage in the United Kingdom?

2026-03-27T11:47:12+00:00December 12, 2025|Mortgage Rates, Mortgages|

When you are applying for probate, mortgage lenders mainly want two things: legal clarity (who can sign and sell or transfer the property) and timing clarity (when the transaction [...]

What is a Day One Remortgage and how does it work in the UK?

2026-03-27T11:47:12+00:00December 10, 2025|Buy to Let Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages, Remortgages|

Buying a property and then needing to change your mortgage straight away can feel confusing. A Day One Remortgage(sometimes written as a Day 1 Remortgage or Day 1 [...]

How do you decide between a btl mortgage vs commercial loan when financing property in the UK?

2026-03-27T11:47:13+00:00November 26, 2025|Bridging Loan, Buy to Let Mortgages, Commercial Mortgages, Property Types|

Choosing the right lending route for property finance is essential for investors, landlords, and business owners navigating a complex landscape of interest rate movements, [...]

Can I Get A Mortgage On Carers Allowance? – Mortgage Brokers Advice

2026-03-27T11:47:13+00:00November 24, 2025|Financial Advice, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

If you work in care or you support a family member, this guide explains how mortgages can work when part of your household income [...]

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