The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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What is a right to buy mortgage? | Complete Guide

2026-09-16T14:11:32+00:00September 15, 2026|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

The Right to Buy was introduced by the Housing Act of 1980 and gives local authority tenants in England the Right to Buy their [...]

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Which Mortgage Lenders Accept Universal Credit and Other Benefits?

2026-09-16T14:11:44+00:00September 14, 2026|Knowledge Mortgages|

In short: yes, a number of UK lenders will consider benefit income on a mortgage application. Personal Independence Payment, Disability Living Allowance, Attendance Allowance, Carer’s [...]

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Soft Credit Search Mortgages: How Credit Checks Work

2026-09-22T07:20:42+00:00September 14, 2026|Credit Problem Mortgages, Credit Score, Knowledge Mortgages, Mortgage Process|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly [...]

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Legal and General Lifetime Mortgage: Everything You Need to Know

2026-09-16T14:12:42+00:00September 14, 2026|Equity Release, Retirement Planning / Pensions, Retirement Planning Knowledge|

In short: a Legal & General lifetime mortgage is a form of equity release secured on your home, available from age 55, with no requirement [...]

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Family Boost Mortgages UK: Complete Guide for First-Time Buyers

2026-09-22T07:20:35+00:00September 14, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly [...]

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Understanding Section 106 Mortgages: Eligibility, Process, and Lenders

2026-09-01T14:10:13+00:00August 22, 2026|Mortgages for Different Properties|

Welcome to our comprehensive guide on Section 106 mortgages. If you’ve ever wondered about the intricacies of these unique property agreements, you’re in the [...]

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NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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