Mortgage Broker in Scotland
Independent, FCA regulated mortgage advice from the central belt out to the wider Scottish regions. Whole of market, free first conversation, no obligation.
Whole of market mortgage advice across Scotland
We advise clients right across Scotland, from the central belt out to the wider Scottish regions. Because we work whole of market rather than off a single lender panel, the recommendation you get is the one that fits your circumstances, including lenders you cannot approach directly yourself.
Tenement flats, stone built housing and rural properties with land are common, and Scottish conveyancing runs on a different timetable from England and Wales. If the property you are looking at is at all out of the ordinary, tell us before you make an offer and we will tell you who lends on it.
Pick your area below for local detail, or call and we will point you to the right adviser.
Areas we cover in Scotland
Common questions about mortgages in Scotland
Do you cover the whole of Scotland?
Yes. We advise clients right across Scotland, from the central belt out to the wider Scottish regions. Advice is given by phone, video or email, so you do not need to be local to us.
Can I get a mortgage on a non standard property in Scotland?
Often yes, though the lender list is shorter. Construction type, age and how the property is used all affect who will lend, so it is worth checking before you commit.
Do you charge for mortgage advice?
The first conversation is free and there is no obligation. Any fee is explained clearly and in writing before you commit to anything.
Can you help if I am self employed or have adverse credit?
Yes. We work with lenders who understand self employed income, contractors and company directors, and specialist lenders who look at the reason behind a default or CCJ rather than a single score.
Contact our Scotland mortgage adviser
Your home may be repossessed if you do not keep up repayments on your mortgage. Needing Advice provides independent, FCA regulated mortgage advice. The guidance on this page is general information and not personal advice. Any recommendation is based on your own circumstances.