Below you will find a simple income protection insurance needs calculator. Simply enter you outgoings and income details. The insurance needs calculator will highlight whether you have a need for income protection insurance and if so to what degree. Simply listing all the outgoings that you have can be a good exercise and make you think about how you would cope with a smaller income.
There are other products available designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk