Damian Youell
standard Our Guide to Furlough Mortgages
Our Guide to Furlough Mortgages Why is it difficult getting a mortgage when furloughed? If you are currently looking for a mortgage, you are likely to be facing a frustrating paradox. After the Bank of England slashed the base rate […]
standard Business Loan Protection Insurance
Business Loan Protection Why should I take out business loan protection? Many lenders make it a condition of loan arrangements – just as personal life insurance is taken out alongside a new mortgage. Here’s a little more about how business […]
standard Our guide to mortgages for CCJs settled and unsettled
Our guide to mortgages for CCJs settled and unsettled What is a CCJ? The Money Advice Service explains that a County Court Judgment may be sought by anyone to whom you owe money and who, despite their best efforts to […]
standard Our guide to mortgages with settled or unsettled IVA
Our guide to mortgages with settled or unsettled IVA What is an IVA? If you are unable to pay your debts as they fall due, you may be described as insolvent. To satisfy your creditors, you might agree a Debt […]
standard Our Guide to Expat Mortgages
Our Guide to Expat Mortgages Why can it be difficult to get mortgages for expats? Mortgage lenders typically base their decisions on whether to advance, as well as the potential sums they will lend (called the loan-to-value ratio or LTV), […]
standard Our guide to mortgages after bankruptcy
Our guide to mortgages after bankruptcy Can I get a mortgage if I am bankrupt? The simple answer is no – and there is very good reason for it. You are usually declared bankrupt for a period of 12 months […]