Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.
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What is a right to buy mortgage? | Complete Guide

2026-09-16T14:11:32+00:00September 15, 2026|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

The Right to Buy was introduced by the Housing Act of 1980 and gives local authority tenants in England the Right to Buy their [...]

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Soft Credit Search Mortgages: How Credit Checks Work

2026-09-22T07:20:42+00:00September 14, 2026|Credit Problem Mortgages, Credit Score, Knowledge Mortgages, Mortgage Process|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly [...]

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Legal and General Lifetime Mortgage: Everything You Need to Know

2026-09-16T14:12:42+00:00September 14, 2026|Equity Release, Retirement Planning / Pensions, Retirement Planning Knowledge|

In short: a Legal & General lifetime mortgage is a form of equity release secured on your home, available from age 55, with no requirement [...]

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Family Boost Mortgages UK: Complete Guide for First-Time Buyers

2026-09-22T07:20:35+00:00September 14, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly [...]

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Understanding Section 106 Mortgages: Eligibility, Process, and Lenders

2026-09-01T14:10:13+00:00August 22, 2026|Mortgages for Different Properties|

Welcome to our comprehensive guide on Section 106 mortgages. If you’ve ever wondered about the intricacies of these unique property agreements, you’re in the [...]

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Getting a mortgage with credit card debt | Expert Advice

2026-09-21T12:42:56+00:00August 13, 2026|Adverse Credit, Credit Score, Financial Advice, Knowledge Mortgages, Mortgage Process|

Getting a mortgage with credit card debt in the UK is a complicated process. There are more than 50% of households in the North [...]

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Mortgage for New Contractors: Day-rate lending explained, 2026

2026-08-27T06:52:26+00:00June 3, 2026|Income Types, Mortgages for Different Occupations / Income Types, Occupations|

📌 Contractor & Self-Employed MortgagesDYDamian YouellSenior Mortgage Broker · NeedingAdvice.co.uk · FCA AR 938312📅 Last reviewed: June 2026FCA Regulated · AR 938312If you have just [...]

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£5,000 Deposit Mortgage UK: Can You Really Buy a Home With So Little Saved?

2026-09-11T08:36:20+00:00May 12, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages|

📌 First-Time Buyer Mortgage Advice A £5,000 deposit mortgage UK buyers can actually use, that is what Lloyds Banking Group has just launched. First-time [...]

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How Does a Mortgage Loan UK Work? The Honest Guide

2026-08-27T06:38:14+00:00May 6, 2026|Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages, Mortgages North East, Remortgages|

A mortgage loan UK is money you borrow from a lender to buy a property, repaid over time, usually 25 years, with interest. The [...]

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About Us

NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

Mortgage Rate Switch or Mortgage Broker Transfer Due.

Use our dedicated reward website.

Complaints Procedure

If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Copyright 2012 - 2026 | Whole of Market Mortgage Brokers | Needing Advice UK

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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