Mortgages when working for an umbrella company What are the pros and cons of working for an umbrella company? The principles – and advantages – of working for an umbrella company are described by the aptly-named website Umbrella. While we […]
Mortgages for Different Occupations / Income Types
standard Our Guide To Mortgages for Seafarers
Our Guide To Mortgages for Seafarers Why are mortgages for seafarers often difficult to get? The majority of mortgage lenders are accustomed to dealing with applications from individuals who have land-based jobs – on an employed or self-employed basis. Their […]
standard Our Guide to Mortgages for Older Borrowers Above the Normal Retirement Age
Our Guide to Mortgages for Older Borrowers Above the Normal Retirement Age Are mortgages for older borrowers readily available? Mortgages for pensioners – or those approaching retirement – are not readily available. They are a specialist product, the demand for […]
standard Our guide to CIS contractor mortgages
Our guide to CIS contractor mortgages Our guide to CIS contractor mortgages An indication of some of the cashflow issues faced by businesses in the construction industry is published by the Designing Buildings website. As an aid to cashflow and […]
standard Getting a mortgage while on maternity or parental leave
Getting a mortgage while on maternity or parental leave Getting a mortgage while on maternity or parental leave Can I get a mortgage while on maternity or parental leave? Mortgage lenders may be in something of an ethical quandary when […]
standard Our Guide to Supply Teacher Mortgages
Our Guide to Supply Teacher Mortgages I am a supply teacher, why is it difficult to get a mortgage? The biggest single difficulty in terms of obtaining supply teacher mortgages arises from the status of your occupation. Typically, supply teachers […]
standard Our Guide to Foster Parent Income Mortgages
Our Guide to Foster Parent Income Mortgages Why are mortgages for foster parents difficult to get? The difficulty begins when some mortgage providers assess an application for mortgages for foster parents. The problem is that some such lenders do not […]
standard Our Guide to Stipend PhD Bursary Income Mortgages
Our Guide to Stipend PhD Bursary Income Mortgages Why is it difficult to get stipend and bursary income mortgages? Perhaps the first thing to clarify is the difference between a stipend, bursary and scholarship. A stipend is usually a sum […]
standard Our Guide to No Payslips Job Offer Mortgages
Our Guide to No Payslips Job Offer Mortgages I have a job offer but no payslips, why is it difficult to get a mortgage? Any lender has one overriding concern – the borrower’s repayment of the funds advanced. When assessing […]
standard Our Guide to Mortgages for Cabin Crew
Our Guide to Mortgages for Cabin Crew Why are mortgages for cabin crew and airline staff often difficult to get? Can I get a mortgage while on maternity or parental leave? It’s a fact of life that from time to […]