Graduate Mortgages

By |2021-09-30T09:56:22+00:00April 29, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

Many graduates may have the impression that it’s impossible to get a mortgage loan after graduating but it’s not necessarily the case. Even with a lack of credit history, student loans, overdrafts and little deposit, it is still possible to get a mortgage loan given the right situations.

Single Parent Mortgage

By |2021-10-03T10:07:03+00:00April 28, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

Being a single parent and trying to get on to the property ladder could be a challenge but it is possible to purchase a home as a single parent. There are lenders available for a single parent looking to get a mortgage and competitive products and deals on offer. In this article we discuss the main factors to getting a mortgage as a single parent.

CIS Mortgage

By |2021-09-01T10:45:27+00:00January 19, 2021|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.

What benefits can I use to get a mortgage?

By |2021-08-06T12:20:36+00:00December 21, 2020|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

If you rely solely on benefits for your income, it will be difficult getting a mortgage, warns Scope, the charity that promotes equality for [...]

Can I get a mortgage using latest years’ accounts?

By |2021-08-06T12:24:09+00:00November 25, 2020|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

By the end of 2019, more than 5 million people in the UK were self-employed, according to the latest figures from the Office for [...]

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