Thankfully in todays society, mental health is more accepted. But if you’re living with anxiety, what does this mean for your insurance?

Sadly, there is still a misconception that you can’t get in life insurance if you have anxiety, but this is not true.

There is cover available for those who may live with:

  1. Generalised anxiety
  2. Panic disorder
  3. Social anxiety
  4. Specific phobias
  5. Obsessive Compulsive Disorder (OCD)
  6. Post-Traumatic Stress Disorder (PTSD)
  7. Depression

One out of every four people in England faces a mental health issue each year. In our field as life insurance experts, we are able to assist individuals with intricate anxiety diagnoses in finding a suitable policy.

Insurers will evaluate your life insurance application based on your anxiety and recent medical history. Each insurer has a unique risk level they are comfortable handling.

Different insurers may have varying levels of risk tolerance when it comes to your condition, so one may choose not to cover you while another could be willing to provide coverage.

Through understanding you better, we can identify insurers who are willing to provide life insurance coverage for individuals with anxiety.

We can explore your family’s medical background to determine if a critical illness policy would be beneficial for you and ensure you have suitable income protection in place.

We assist in finding the most suitable insurance policy for your needs, whether it’s individual policies or a comprehensive plan.

Finding life insurance with anxiety can be challenging when doing it solo. When looking at life insurance policies, there are many factors to take into account. After you’ve considered some choices, the premiums can differ significantly in price.

Selecting the optimal life insurance while dealing with anxiety involves more than just the cost (even though ours are undeniably the most affordable). It’s important to ensure that the policy you’re paying for will definitely provide coverage when necessary.

Ensuring your financial and personal responsibilities are in good hands is invaluable and we can help you to do this.