Life Insurance

Mental health conditions such as Anorexia can have a variety of effects on life insurance underwriting depending on the severity of the condition and the cause. Anorexia life insurance will be based on whether you currently suffer from any of the following symptoms and whether the Anorexia has had any other effects on your health.

Information required by underwriters for Anorexia life insurance includes:

  1. The date you were diagnosed
  2. When did you last experience any symptoms
  3. What impact does your condition have on your day-to-day life
  4. Have you seen a psychiatrist or counsellor
  5. What impact your Anorexia has had on your health

In some more severe cases where you have a BMI (Body Mass Index) of less than 17, you will generally find it difficult to get cover through the mainstream markets however there are more specialist insurers who would consider cover for you. Generally for Anorexia where symptoms are still present and your BMI is below a certain level, your premiums will be increased slightly to reflect that increased risk.