Damian Youell

Damian is the founder and Company Director of NeedingAdvice.co.uk Ltd, and the firm’s Senior Mortgage Broker. He started the company with a single philosophy: putting the client’s need ahead of everything else. That ethos has driven the business from a one-man band to the whole-of-market team it is today, with hundreds of five-star reviews and a significant number of clients who return to Damian again and again as their circumstances change.

With over a decade of experience in the mortgage market, Damian has developed a particular expertise in hard-to-place cases — applications where the client’s income, credit history, property type or employment situation does not fit neatly into the criteria of mainstream lenders. He gets his greatest professional satisfaction from pushing cases through to offer stage where other brokers have turned clients away.

Alongside mortgage advice, Damian has built a well-regarded specialism in business protection, having advised hundreds of business owners on Relevant Life Policies, Shareholder Protection Insurance, Keyperson Cover and other commercial protection needs.

Away from work, Damian is a family man. He lives with his wife Lisa and their four children, and his time away from the desk is spent travelling, spending time with friends and exploring the outdoors.

When he is not advising clients he spends his time with his wife Lisa and their four children — travelling, exploring, and enjoying time with friends. His personal experience of what matters most to families is something he brings to every client conversation.

Who is Damian Youell?

Damian Youell is the Senior Mortgage Broker and Company Director at NeedingAdvice.co.uk Ltd, a whole-of-market mortgage broker advising clients across the UK. He founded the company with the philosophy of putting the client’s need ahead of his own, and has over a decade of experience in residential, buy-to-let and business protection advice.

What types of mortgage does Damian Youell specialise in?

Damian specialises in complex and non-standard mortgage cases — self-employed applicants, adverse credit histories, buy-to-let and portfolio mortgages, first-time buyers, remortgages, and capital raising. He also advises on business protection including Relevant Life Policies, Shareholder Protection and Keyperson Insurance.

How do I book an appointment with Damian Youell?

You can book online using the TidyCal calendar on this page, call Damian directly on 07912 076990, text on the same number, or call the office on 0800 612 3367. Initial consultations are always free and with no obligation.

Is Damian Youell FCA regulated?

Yes. Damian Youell advises through NeedingAdvice.co.uk Ltd, which is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, authorised and regulated by the Financial Conduct Authority under reference 938312. You can verify this directly on the FCA Register.

Can Damian Youell help if I have been refused a mortgage elsewhere?

Yes. A significant proportion of Damian’s clients come to him after being declined by their bank or turned away by another broker. His whole-of-market access means he can consider lenders and products that high-street advisers do not have on their panel. Your home may be repossessed if you do not keep up with repayments on your mortgage.

Does Damian Youell charge upfront broker fees?

No. Your initial consultation with Damian is always free and with no obligation. Any broker fee is explained clearly and in writing before any application is submitted — you will never be surprised by a charge at any stage.

Damian Youell advises through NeedingAdvice.co.uk Ltd, which is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, authorised and regulated by the Financial Conduct Authority under reference 938312. You can verify this directly on the FCA Register. Your home may be repossessed if you do not keep up repayments on your mortgage.