The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Understanding the Process of Adding a Partner to Your Mortgage
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Understanding the Process of Adding a Partner to Your Mortgage

Knowledge Mortgages, Mortgage Ownership Equity Transfers

Understanding the Process of Adding a Partner to Your Mortgage

Damian Youell2026-09-15T08:51:45+00:00November 5, 2024|Knowledge Mortgages, Mortgage Ownership Equity Transfers|

In this article, we’ll explore the details of how to add your partner to your mortgage, while also breaking down the potential costs involved. Whether you’re deepening your relationship or looking for ways to maximize your financial situation, this guide will give you the insights you need. Let’s take this journey together.

Difference Between Freehold and Leasehold: A Simple Guide for UK Buyers
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Difference Between Freehold and Leasehold: A Simple Guide for UK Buyers

Knowledge Mortgages, Mortgages for Different Properties

Difference Between Freehold and Leasehold: A Simple Guide for UK Buyers

2024-10-24T13:32:47+00:00October 24, 2024|Knowledge Mortgages, Mortgages for Different Properties|

Buying a home in the UK can be a bit overwhelming, especially when you come across terms like “freehold” and “leasehold.” As a mortgage [...]

My Partner Owns the House: What Rights Do I Have in the UK?
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My Partner Owns the House: What Rights Do I Have in the UK?

Knowledge Mortgages, Mortgage Ownership Equity Transfers

My Partner Owns the House: What Rights Do I Have in the UK?

Damian Youell2026-03-27T11:48:10+00:00October 22, 2024|Knowledge Mortgages, Mortgage Ownership Equity Transfers|

Buying a home is one of the biggest decisions you’ll make, and it’s not just about choosing the right property—it’s also about making sure [...]

Understanding a £350,000 Mortgage: What You Need to Know
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Understanding a £350,000 Mortgage: What You Need to Know

First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Rates, Using a Broker

Understanding a £350,000 Mortgage: What You Need to Know

Damian Youell2026-09-07T08:22:08+00:00October 9, 2024|First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Rates, Using a Broker|

Taking out a £350,000 mortgage is one of the biggest financial decisions you’ll make, whether you’re a first-time buyer, moving up the property ladder, [...]

Mortgage Kitchen Requirements: How Missing Kitchens Impact Your Mortgage Approval
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Mortgage Kitchen Requirements: How Missing Kitchens Impact Your Mortgage Approval

Mortgages for Different Properties, Property Types

Mortgage Kitchen Requirements: How Missing Kitchens Impact Your Mortgage Approval

Damian Youell2026-09-16T14:02:47+00:00October 7, 2024|Mortgages for Different Properties, Property Types|

When applying for residential mortgages, the condition of the property is just as important as your financial status. A key factor that Mortgage lenders [...]

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers
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How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

Adverse Credit, Credit Problem Mortgages, Credit Score

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

Damian Youell2026-09-15T08:51:01+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely
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Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely

At Retirement Planning, Equity Release, Knowledge Mortgages

Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely

2024-10-01T08:14:03+00:00September 30, 2024|At Retirement Planning, Equity Release, Knowledge Mortgages|

A lifetime mortgage allows homeowners over 55 to access the equity tied up in their property without needing to sell. Through options like the [...]

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)
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What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

Adverse Credit, Credit Problem Mortgages, Credit Score

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

Romany Youell2026-09-16T13:19:56+00:00September 26, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage in the UK involves multiple factors, with your credit profile being one of the most important. Your credit score directly affects [...]

Short-Term Mortgages for Over 60s: Everything You Need to Know
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Short-Term Mortgages for Over 60s: Everything You Need to Know

At Retirement Planning, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge

Short-Term Mortgages for Over 60s: Everything You Need to Know

Damian Youell2026-09-18T10:57:20+00:00September 23, 2024|At Retirement Planning, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

In the ever-evolving UK financial market, a mortgage is not one-size-fits-all. While a standard mortgage typically spans 25 years, some lenders offer terms that [...]

NHS Mortgages: Affordable Mortgage Solutions for NHS Staff
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NHS Mortgages: Affordable Mortgage Solutions for NHS Staff

Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations

NHS Mortgages: Affordable Mortgage Solutions for NHS Staff

2026-09-16T07:44:57+00:00September 19, 2024|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

NHS Mortgages The NHS has more than 1.2 million employees in the UK as of January 2021. There are many doctors, nurses, [...]

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