The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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How to Secure a Mortgage with PhD Stipend?

2026-09-15T18:18:03+00:00November 29, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

As a mortgage broker with extensive experience helping PhD students and professionals, I understand the unique challenges of securing a Halifax mortgage with a PhD [...]

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Mortgages for Tier 1 Visa Holders: What You Need to Know

2026-03-27T11:48:00+00:00November 14, 2024|Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages|

Getting a mortgage for a tier 1 visa holder is not impossible, but it can be quite difficult. While there are lenders who specialise [...]

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Understanding Second-Charge Mortgages

2024-11-12T15:25:04+00:00November 11, 2024|Remortgages, Savings and Investments, Savings and Investments Knowledge, Second Charge / Secured Loans|

What is a Second-Charge Mortgage? A second-charge mortgage, also known as a home equity loan, is a type of secured loan that allows homeowners [...]

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Understanding a Joint Mortgage Paid by One Person in the UK

2026-09-16T14:03:13+00:00November 7, 2024|Credit Score, Income Types, Mortgage Ownership Equity Transfers, Mortgage Process, Remortgages|

A joint mortgage paid by one person poses unique challenges within the UK’s property and mortgage landscape. Whether motivated by changes in financial circumstances, [...]

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Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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