The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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Mortgage Declined After Agreement in Principle? Discover Why & Next Steps

2024-09-19T16:29:59+00:00September 18, 2024|Credit Score, Knowledge Mortgages, Mortgage Rates|

Securing a mortgage can be an overwhelming process, and when you receive an Agreement in Principle (AIP), it feels like a significant step forward. [...]

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£150,000 Mortgage Over 10 Years: A Complete Guide

2026-09-18T10:40:02+00:00September 13, 2024|Financial Advice, First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Rates|

If you are considering taking out a £150,000 mortgage over a 10-year term, you are opting for an accelerated repayment schedule that saves substantial [...]

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Age Requirement for Mortgages with Employment Income: Everything You Need to Know (UK)

2026-08-24T16:01:49+00:00September 12, 2024|At Retirement Planning, Income Types, Interest Only, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions|

Imagine this: you're in your golden years, enjoying retirement and reflecting on a life well-lived. But then a thought enters your mind - what [...]

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How to Get a Mortgage on a Property Owned Outright in the UK?

2026-07-17T08:20:58+00:00September 10, 2024|Knowledge Mortgages, Mortgages for Different Properties, Remortgages|

In the UK, many individuals who own their homes outright are exploring the potential of purchasing a second property. Whether it’s a quaint holiday [...]

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Everything You Need to Know About the Laing Easiform Mortgage

2026-09-16T14:02:12+00:00September 6, 2024|Mortgage Process, Mortgage Rates, Mortgages for Different Properties|

Thinking about buying a Laing Easiform house? Here is everything you need to know before purchasing... What is Laing Easiform? Laing Easiform houses are [...]

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Non Standard Construction Mortgage: A Complete Guide for Unique Property Buyers

2024-11-20T08:56:12+00:00September 3, 2024|Knowledge Mortgages, Mortgages for Different Properties, Property Types|

Securing a non standard construction mortgage can be challenging, especially if your property is built using unconventional materials like timber or steel. Understanding your [...]

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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