The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Non Standard Construction Mortgage: A Complete Guide for Unique Property Buyers
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Non Standard Construction Mortgage: A Complete Guide for Unique Property Buyers

Knowledge Mortgages, Mortgages for Different Properties, Property Types

Non Standard Construction Mortgage: A Complete Guide for Unique Property Buyers

2024-11-20T08:56:12+00:00September 3, 2024|Knowledge Mortgages, Mortgages for Different Properties, Property Types|

Securing a non standard construction mortgage can be challenging, especially if your property is built using unconventional materials like timber or steel. Understanding your [...]

Remortgage to Release Equity: How to Unlock the Value in Your Home
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Remortgage to Release Equity: How to Unlock the Value in Your Home

Mortgage Process, Remortgages

Remortgage to Release Equity: How to Unlock the Value in Your Home

Damian Youell2026-03-27T11:48:28+00:00September 2, 2024|Mortgage Process, Remortgages|

When considering the idea of a remortgage to release equity, many homeowners in the UK often feel overwhelmed by the complex terms and [...]

Mortgage with Settled Status: Everything You Need to Know
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Mortgage with Settled Status: Everything You Need to Know

Knowledge Mortgages, Non Standard Residency Mortgages

Mortgage with Settled Status: Everything You Need to Know

2024-11-20T09:07:34+00:00August 29, 2024|Knowledge Mortgages, Non Standard Residency Mortgages|

Securing a mortgage with pre settled status in the UK can be a challenging endeavor for many immigrants. The uncertainty associated with pre settled [...]

Taking Over a Mortgage from Parents in the UK: A Complete Guide
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Taking Over a Mortgage from Parents in the UK: A Complete Guide

Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages

Taking Over a Mortgage from Parents in the UK: A Complete Guide

Damian Youell2026-07-11T09:17:29+00:00August 26, 2024|Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages|

Life can bring unexpected changes, especially when it comes to property ownership and managing mortgages. One such scenario is the need to transfer a [...]

How Much Will Your Mortgage Go Up? Key Factors to Consider
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How Much Will Your Mortgage Go Up? Key Factors to Consider

Knowledge Mortgages, Mortgage Process, Mortgage Rates

How Much Will Your Mortgage Go Up? Key Factors to Consider

Damian Youell2026-03-27T11:48:31+00:00August 21, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates|

If you’re like many homeowners in the UK, you might be concerned about how rising interest rates could impact your mortgage payments. With [...]

Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers
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Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers

Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages for Different Properties

Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers

2024-08-19T11:33:07+00:00August 18, 2024|Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages for Different Properties|

Over the recent years, the property market has seen an immense boost in house prices but in comparison wages have not been rising at a competitive rate. The slow wage growth and with stricter lending laws and regulations since the 2007 – 2008 financial crisis has led to a large proportion of the population struggling to get on the housing ladder.

How much can you borrow for a mortgage? | 5.5X Salary Mortgages
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How much can you borrow for a mortgage? | 5.5X Salary Mortgages

Income Types, Mortgages for Different Occupations / Income Types

How much can you borrow for a mortgage? | 5.5X Salary Mortgages

Damian Youell2026-03-27T14:11:31+00:00August 16, 2024|Income Types, Mortgages for Different Occupations / Income Types|

How much can you borrow for a mortgage? Understanding how much you can borrow for a mortgage involves considering several key factors. Your [...]

How Much is a £100k Mortgage Per Month in the UK? | Guide
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How Much is a £100k Mortgage Per Month in the UK? | Guide

Mortgage Process, Mortgage Rates, Using a Broker

How Much is a £100k Mortgage Per Month in the UK? | Guide

Damian Youell2026-07-24T16:01:00+00:00August 15, 2024|Mortgage Process, Mortgage Rates, Using a Broker|

Taking on a mortgage is one of the most significant financial commitments you can make, and understanding the monthly payments for a specific loan [...]

What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)
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What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)

Income Types, Mortgage Process, Mortgage Rates

What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)

Damian Youell2026-03-27T14:11:32+00:00August 14, 2024|Income Types, Mortgage Process, Mortgage Rates|

Owning a home is a dream for many, but understanding the financial requirements can be daunting. When considering a £200,000 mortgage in the [...]

How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?
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How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Using a Broker

How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

Damian Youell2026-03-27T14:11:33+00:00August 13, 2024|Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Using a Broker|

Understanding Mortgage Eligibility in the UK When contemplating the purchase of a home, understanding the mortgage eligibility criteria is crucial. Mortgages in the [...]

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