Life Insurance for Anxiety

Thankfully in todays society, mental health is more accepted. But if you’re living with anxiety, what does this mean for your insurance?

Can you get life insurance with anxiety?

There is still a common misconception that you cannot get life insurance if you have anxiety. That is not the case.

There is cover available for those who may live with:

1. Generalised anxiety
2. Panic disorder
3. Social anxiety
4. Specific phobias
5. Obsessive Compulsive Disorder (OCD)
6. Post-Traumatic Stress Disorder (PTSD)
7. Depression

One out of every four people in England faces a mental health issue each year. In our field as life insurance experts, we are able to assist individuals with intricate anxiety diagnoses in finding a suitable policy.

How insurers assess anxiety

Insurers will evaluate your life insurance application based on your anxiety and recent medical history. Each insurer has a unique risk level they are comfortable handling.

Different insurers may have varying levels of risk tolerance when it comes to your condition, so one may choose not to cover you while another could be willing to provide coverage.

How we can help

By understanding your circumstances properly, we can identify insurers who are willing to offer cover to people living with anxiety.

We can explore your family’s medical background to determine if a critical illness policy would be beneficial for you and ensure you have suitable income protection in place.

We assist in finding the most suitable insurance policy for your needs, whether it’s individual policies or a comprehensive plan.

Why it is worth comparing the market

Finding life insurance with anxiety can be difficult on your own. When looking at life insurance policies, there are many factors to take into account. After you’ve considered some choices, the premiums can differ significantly in price.

Choosing life insurance when you live with anxiety involves more than the monthly cost. What matters just as much is that the policy is set up correctly, so that it responds as intended if you ever need to claim.

Ensuring your financial and personal responsibilities are in good hands is invaluable and we can help you to do this.