Life insurance with Cerebral Palsy
Certain medical conditions like Cerebral Palsy may impact the underwriting process for life insurance, critical illness coverCritical illness cover is an insurance policy that pays out ... More, and income protection. You may be required to provide more detailed information about your medical history in these cases.
- Type of Cerebral Palsy
- Treatment or medication
- Dates of last seizure/blackout (how many)
- Severity of symptoms
- Any other medical conditions
If your application for Cerebral Palsy life insurance was previously denied or came with special conditions due to the severity of your condition, it would be advisable to consult with one of our specialists. Typically, you will need to submit a medical report from your GP or specialist for underwriters to evaluate your application for Cerebral Palsy life insurance.
Critical illness cover with Cerebral Palsy
If you have previously been denied or offered specific terms for Cerebral Palsy life insurance due to the severity of your condition, we recommend speaking with one of our experts. Typically, underwriters will request a copy of your medical report from your GP or specialist to evaluate your Cerebral Palsy life insurance application.
Income protection with Cerebral Palsy
Income protection is generally unavailable for individuals diagnosed with Cerebral Palsy in most cases. Please reach out to our team of experts to explore other possible cover options that may be more suitable or appropriate.
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About the author
Damian Youell
Damian is the founder of NeedingAdvice.co.uk and the firm’s Senior Mortgage Broker. He specialises in helping clients across the UK with straightforward and complex mortgage cases, including self-employed applications, adverse credit, buy-to-let, remortgages and first-time buyer mortgages.
Alongside mortgage advice, Damian also supports business owners with protection planning, including Relevant Life Policies, Shareholder Protection and Keyperson Cover.
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