Mortgage Broker Brentwood

Mortgage Advice in Brentwood

Damian Youell

Damian Youell

Are you in need of Mortgage Advice in Brentwood?

Many of our existing clients are from around Brentwood. These areas include Warley, Ingrave, Billericay, Mountnessing, Doddinghurst, Navestock Side, Havering-atte-Bower, and Hornchurch.

A Few of Our Reviews

Brentwood, a vibrant town in Essex, is renowned for its rich history, thriving community, and picturesque landscapes. Nestled in this charming locale, a mortgage broker in Brentwood plays a pivotal role in helping residents and newcomers navigate the complexities of home financing. Whether you’re looking to settle in the historic heart of Brentwood or its scenic outskirts like Warley or Ingrave, a knowledgeable mortgage broker can provide tailored advice and competitive rates to make your homeownership dreams a reality. With Brentwood’s blend of heritage and modern amenities, securing the right mortgage here is the first step towards enjoying all this delightful town has to offer.

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Types of Mortgages Offered

First Time Buyers

I offer expert advice and house buying guidance for those first time buyers looking to get on the housing ladder. The mortgage process can seem confusing for first time buyers and having someone to explain the complex jargon in easy to understand language can simplify the process. Many first time buyers only have small deposits and therefore shopping around to get the best deal from the whole mortgage market is important. As well as the mortgage itself helping first time buyers take advantage of the various protection policies that are available and helping them choose the right solution for their own situation is important. Ensuring that the lender offered to the first time buyer is the right one and that the applicant fits all the lenders criteria is taken care of by myself.
Meet Our Specialist Mortgage Broker

Equity Release Lifetime Mortgages

Equity Release is a product which allows you to unlock cash from the value of your loan. One of the popular Equity Release Product is a Lifetime Mortgage. Lifetime mortgages are designed for people who want to release equity in their property and use the money to pay off other debts or simply enjoy life without worrying about repaying the mortgage. The main benefit of this type of mortgage is that it can be used as an alternative to paying off debt, such as credit cards or personal loans. The interest on these types of products will typically be lower than standard variable rate mortgages. We now have a dedicated adviser who specialises in equity-release mortgages. If you are age over 55 and need equity release for home improvements, paying off an interest-only mortgage, a gift to family or another reason for equity release then feel free to contact us.
Meet Our Equity Release Broker

Buy to Let Mortgages

Many clients that I see these days either already have buy to lets or are quite keen to get their own first time buy to let mortgages. The high street doesn’t really offer much choice when it comes to buy to let mortgages. Many of the high street lenders have their own specialist lender for buy to lets such as The Mortgage Works or Birmingham Midshires. These lenders are often only available through intermediaries such as mortgage brokers. Many of the buy to let lenders have criteria that is hard for clients to match and thus comparing lots of lenders and knowing each lenders criteria is sometimes the only way a client can get a mortgage agreed.
Meet Our Specialist Mortgage Broker

Remortgages

Many clients I see often just want to remortgage to get a better interest rate. Others want to move the mortgage from interest only to a capital and interest repayment mortgage. Others want to release equity from their homes to do home improvements, give family a deposit, raise funds to buy another property, divorce settlements and a host of other reasons. Again comparing the whole mortgage market’s rates and lending criteria helps my clients get the right mortgage for their unique circumstances.
Meet Our Specialist Mortgage Broker

Feel Free to Contact Us

Choose whichever way suits you — WhatsApp, phone, or email.

Check Our Equity Release Mortgages Section

Damian Youell, mortgage broker and founder of NeedingAdvice.co.uk

Meet Damian

Damian is an experienced mortgage broker, founder of NeedingAdvice.co.uk Ltd and company director. With over a decade working as a mortgage broker, he has a strong understanding of hard-to-place mortgage cases, hundreds of 5-star client reviews, and hundreds of repeat clients.

He started NeedingAdvice.co.uk as a one-man band with the philosophy of putting clients' needs ahead of his own. That ethos of offering excellent customer service has helped the business grow over the years. He gets satisfaction from getting cases pushed through to offer stage where other mortgage brokers and companies have failed.

Throughout his time as an adviser he has carved out a niche area of advice helping clients with their business protection requirements too — having helped hundreds of clients with Relevant Life Policies, Shareholder Protection Insurance, Keyperson Policies and other important protection requirements of large and small businesses.

At home he is a family man who likes to spend his time with his four children and wife Lisa. He enjoys going on holidays, spending time with friends, and going for walks.

See Some of Damian's Client Reviews