The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Buying a house from a family member in the UK: Everything you need to know
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Buying a house from a family member in the UK: Everything you need to know

Knowledge Mortgages, Loan to Values / Deposits

Buying a house from a family member in the UK: Everything you need to know

Akshay Hooda2026-04-23T09:44:30+00:00March 3, 2026|Knowledge Mortgages, Loan to Values / Deposits|

🏠 FAMILY HELP MORTGAGE GUIDE 2026 How Can My Family Help Me Buy a House? Getting family help to buy a house is now [...]

Mortgage in Principle (Agreement in Principle) — How to Get One Fast
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Mortgage in Principle (Agreement in Principle) — How to Get One Fast

Knowledge Mortgages

Mortgage in Principle (Agreement in Principle) — How to Get One Fast

Akshay Hooda2026-04-29T11:39:58+00:00February 24, 2026|Knowledge Mortgages|

Quick Answer: What is a mortgage in principle? A mortgage in principle (also called an agreement in principle or decision in principle) is a [...]

Mortgage prisoner: what it means, your options, and a simple plan to escape
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Mortgage prisoner: what it means, your options, and a simple plan to escape

First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages

Mortgage prisoner: what it means, your options, and a simple plan to escape

Damian Youell2026-04-17T11:46:56+00:00February 18, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages|

A mortgage prisoner is someone who is stuck on their current mortgage — usually a high Standard Variable Rate — and cannot switch to [...]

Can you get a mortgage with employment gap in 2026?
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Can you get a mortgage with employment gap in 2026?

Income Types, Mortgage Process, Mortgages, Occupations, Using a Broker

Can you get a mortgage with employment gap in 2026?

Damian Youell2026-02-17T15:32:19+00:00February 17, 2026|Income Types, Mortgage Process, Mortgages, Occupations, Using a Broker|

Getting a mortgage with employment gap is often possible in the United Kingdom, even in 2026. Most lenders focus on what has changed since the gap: [...]

Understanding Mortgage Eligibility with Short-Term Employment
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Understanding Mortgage Eligibility with Short-Term Employment

Income Types, Mortgage Process

Understanding Mortgage Eligibility with Short-Term Employment

Damian Youell2026-02-12T16:29:27+00:00February 12, 2026|Income Types, Mortgage Process|

Can you get a mortgage in the UK with only 3 months' employment? Short answer: sometimes. This guide explains which lenders may accept a [...]

Mortgage for YouTuber (UK) in 2026: How Creators Get Approved + Documents, Tips & Common Hurdles
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Mortgage for YouTuber (UK) in 2026: How Creators Get Approved + Documents, Tips & Common Hurdles

Income Types, Mortgages, Mortgages for Different Occupations / Income Types

Mortgage for YouTuber (UK) in 2026: How Creators Get Approved + Documents, Tips & Common Hurdles

Damian Youell2026-02-12T12:08:40+00:00February 6, 2026|Income Types, Mortgages, Mortgages for Different Occupations / Income Types|

If you earn money from youtube you can still get a mortgage but lenders will want clear proof of stable income. This guide explains [...]

Is Santander New Product a good mortgage choice for first-time buyers in the UK in 2026?
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Is Santander New Product a good mortgage choice for first-time buyers in the UK in 2026?

First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages

Is Santander New Product a good mortgage choice for first-time buyers in the UK in 2026?

Damian Youell2026-03-27T11:47:12+00:00February 4, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages|

Santander New Product mortgages aim to support buyers saving up for a home or moving along the property ladder in 2026. This guide explains Santander [...]

Mortgage with Concessionary Purchase: How does it work in the UK in 2026?
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Mortgage with Concessionary Purchase: How does it work in the UK in 2026?

Mortgage Process, Mortgage Rates, Mortgages, Property Types, Purchase Mortgages

Mortgage with Concessionary Purchase: How does it work in the UK in 2026?

Damian Youell2026-03-27T11:47:12+00:00January 22, 2026|Mortgage Process, Mortgage Rates, Mortgages, Property Types, Purchase Mortgages|

A mortgage with Concessionary Purchase is used when you buy a home for less than it is worth, usually from a family member or landlord. The [...]

Remortgaging to Pay Off Debts in the UK (2026 Guide)
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Remortgaging to Pay Off Debts in the UK (2026 Guide)

Financial Advice, Remortgages

Remortgaging to Pay Off Debts in the UK (2026 Guide)

Damian Youell2026-03-27T11:47:12+00:00January 21, 2026|Financial Advice, Remortgages|

Thinking about remortgaging to pay off debts? It can work well for the right homeowner, because mortgages often have lower interest rates than credit cards and personal [...]

Mortgage Broker HD8 Area
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Mortgage Broker HD8 Area

Knowledge Mortgages, Yorkshire & Humber

Mortgage Broker HD8 Area

Damian Youell2026-05-06T06:37:10+00:00January 20, 2026|Knowledge Mortgages, Yorkshire & Humber|

Mortgage Broker in Huddersfield — HD8 Area NeedingAdvice.co.uk is an independent, whole-of-market mortgage broker based in Shelley, Huddersfield — right in the heart of [...]

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