Our guide to buy to let mortgages income requirements Buy to let mortgages background Specialist buy to let mortgages have been marketed only since 1996, but already comprise around 14% of new mortgages currently being granted – according to statistics […]
Mortgages
standard Our Guide to Holiday Let Mortgages
Our Guide to Holiday Let Mortgages Can I use a BTL mortgage for a holiday let? If you are interested in investing in such a property, the likelihood is that you may also be interested in holiday let mortgages – […]
standard Our Guide to Second Home Residential Mortgages
Our Guide to Second Home Residential Mortgages Is a second home mortgage the same as a remortgage or buy to let mortgage? A second home mortgage is just that – a mortgage that enables you to buy a second home, […]
standard Our Guide to Self-Employed Decreasing Profits Mortgages
Our Guide to Self-Employed Decreasing Profits Mortgages What are self-employed mortgages with decreasing profits? You might see these self-employed mortgages described under a just that term, but the reality is that, whatever your employment status, a mortgage is a mortgage […]
standard Our Guide to Supply Teacher Mortgages
Our Guide to Supply Teacher Mortgages I am a supply teacher, why is it difficult to get a mortgage? The biggest single difficulty in terms of obtaining supply teacher mortgages arises from the status of your occupation. Typically, supply teachers […]
standard Our Guide to Foster Parent Income Mortgages
Our Guide to Foster Parent Income Mortgages Why are mortgages for foster parents difficult to get? The difficulty begins when some mortgage providers assess an application for mortgages for foster parents. The problem is that some such lenders do not […]
standard Our Guide to Stipend PhD Bursary Income Mortgages
Our Guide to Stipend PhD Bursary Income Mortgages Why is it difficult to get stipend and bursary income mortgages? Perhaps the first thing to clarify is the difference between a stipend, bursary and scholarship. A stipend is usually a sum […]
standard Our Guide to New Build Mortgages 90% LTV
Our Guide to New Build Mortgages 90% LTV Why are mortgages for new builds often difficult to obtain? Although mortgages for new build homes are generally more difficult to obtain, every lender has different criteria, and some may be more […]
standard Our Guide to No Payslips Job Offer Mortgages
Our Guide to No Payslips Job Offer Mortgages I have a job offer but no payslips, why is it difficult to get a mortgage? Any lender has one overriding concern – the borrower’s repayment of the funds advanced. When assessing […]
standard Our Guide to Joint Borrower Sole Proprietor Mortgages
Our Guide to Joint Borrower Sole Proprietor Mortgages What are joint borrower sole proprietor (JBSP) mortgages? At face value, these appear to be complicated but in reality, they are quite straightforward. It might be best illustrated by considering a typical […]