The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

What Happens When my Fixed Rate Mortgage Ends?
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What Happens When my Fixed Rate Mortgage Ends?

Interest Only, Knowledge Mortgages, Product Transfers, Rate Switches

What Happens When my Fixed Rate Mortgage Ends?

Damian Youell2025-12-19T10:39:18+00:00November 14, 2023|Interest Only, Knowledge Mortgages, Product Transfers, Rate Switches|

Just like all other types of loans, mortgages carry an interest payment element charged by the lender for loaning a borrower money to buy a property. How much interest you are charged could vary depending on what type of product you have chosen from the lender.

Buy to Let Mortgages Based on Rent Only: Everything You Need to Know
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Buy to Let Mortgages Based on Rent Only: Everything You Need to Know

Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages

Buy to Let Mortgages Based on Rent Only: Everything You Need to Know

Damian Youell2026-03-27T11:52:21+00:00November 12, 2023|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages|

Are you interested in getting a buy-to-let mortgage based on rent only? If you are, then you are in luck. Yes, it is [...]

Expat Residential Mortgage UK: Get Approved with a Foreign Income
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Expat Residential Mortgage UK: Get Approved with a Foreign Income

Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties, Non Standard Residency Mortgages

Expat Residential Mortgage UK: Get Approved with a Foreign Income

2024-09-23T12:53:51+00:00November 9, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties, Non Standard Residency Mortgages|

In today's interconnected world, many UK nationals are venturing abroad for work, education, or personal reasons. This growing expat community faces unique challenges [...]

Buy to Let Mortgages Without Income Proof | UK Investor Guide
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Buy to Let Mortgages Without Income Proof | UK Investor Guide

Buy to Let Mortgages, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Self Employed Mortgages

Buy to Let Mortgages Without Income Proof | UK Investor Guide

Damian Youell2026-03-27T14:11:52+00:00November 8, 2023|Buy to Let Mortgages, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Self Employed Mortgages|

Getting a buy to let mortgage with no proof of income can be difficult but not impossible. Some lenders may accept you for [...]

Porting Your Mortgage: A Guide for UK Homeowners
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Porting Your Mortgage: A Guide for UK Homeowners

Knowledge Mortgages, Mortgage Process, Product Transfers

Porting Your Mortgage: A Guide for UK Homeowners

Damian Youell2026-03-27T11:52:24+00:00November 7, 2023|Knowledge Mortgages, Mortgage Process, Product Transfers|

Introduction: What is Mortgage Porting? Mortgage Porting in the UK is the ability to transfer your existing mortgage to a new property without [...]

Should I get pre-approved for a mortgage before house hunting?
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Should I get pre-approved for a mortgage before house hunting?

Mortgage Process

Should I get pre-approved for a mortgage before house hunting?

2023-10-31T12:51:19+00:00October 31, 2023|Mortgage Process|

Are you thinking about buying a home in the UK? If so, you may be wondering whether you should get pre-approved for a [...]

Mortgage in probation period: What you need to know (UK)
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Mortgage in probation period: What you need to know (UK)

Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations

Mortgage in probation period: What you need to know (UK)

2023-10-30T11:20:01+00:00October 30, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage in probation period is always been challenging for people who are interested in starting their journey onto the property ladder. [...]