The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Damian Youell

Feel Free To Start WhatsApp Chat With Us...

How We Work

1: We contact you and take down your details, income outgoings, name, address etc.

2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.

3: You upload the documents and information needed via our channel our online portal.

(function(t, p) {window.Marquiz ? Marquiz.add([t, p]) : document.addEventListener('marquizLoaded', function() {Marquiz.add([t, p])})})('Button', {id: '632444adc8ab0900279b0b9d', buttonText: 'Get Started', bgColor: '#44648d', textColor: '#ffffff', rounded: true, shadow: 'rgba(68, 100, 141, 0.5)', blicked: true})

Feel Free to Contact Us

Mortgage for School Teachers – Making Home Ownership Affordable

2026-03-27T14:11:50+00:00January 9, 2024|First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage and buying your first home is a big milestone for most of the people in the UK. One profession that [...]

Read More

4-Year-Old Default Mortgage: Your Options in 2024 (UK)

2026-03-27T14:11:51+00:00January 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types|

Getting a mortgage with 4-year-old default in the UK is complicated. Obtaining a mortgage in the UK can be a challenging endeavour, especially [...]

Read More

A Comprehensive Guide to Graduate Mortgages

2023-12-28T13:21:25+00:00December 28, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Many graduates may have the impression that it’s impossible to get a mortgage loan after graduating but it’s not necessarily the case. Even with a lack of credit history, student loans, overdrafts and little deposit, it is still possible to get a mortgage loan given the right situations.

Read More

Retirement Interest Only Mortgages: Boost Your Lifestyle Without Leaving Your Home

2026-03-27T11:52:06+00:00December 21, 2023|At Retirement Planning, Interest Only Mortgages, Knowledge Mortgages, Remortgages, Retirement Planning / Pensions|

If you own your own home and have equity in the property, then a retirement interest only mortgage might be ideal for you if you are an older borrower.

Read More

Gifted Deposit from Friend for Mortgage: What You Need to Know

2026-03-27T11:52:11+00:00December 10, 2023|First Time Buyer Mortgages, Mortgage Process|

Having a deposit amount is the biggest challenge when purchasing a house in the UK. Mortgage deposit requirements are usually quite high, making [...]

Read More

Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief

2023-12-07T13:17:44+00:00December 6, 2023|Knowledge Mortgages, Remortgages|

You may have heard of the term debt consolidation before in relation to mortgage loans. Understanding how debt consolidation works may be able to help you better manage your finances and save you money. We explain debt consolidation in further detail in this article so you can decide if it’s right for you.

Read More

Single Parent Mortgages: Achieving Homeownership as a Solo Parent

2026-03-27T11:52:13+00:00December 5, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Being a single parent and trying to get on to the property ladder could be a challenge but it is possible to purchase a home as a single parent. There are lenders available for a single parent looking to get a mortgage and competitive products and deals on offer. In this article we discuss the main factors to getting a mortgage as a single parent.

Read More

About Us

NeedingAdvice.co.uk Ltd is Registered as a Limited Company in England & Wales No. 12978572. Registered Address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT. NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered on the FCA Register (https://register.fca.org.uk/) under reference 938312. The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a Limited Company registered in England & Wales, No 05668905. Rosemount House 2-4 Chequers Road Basingstoke Hampshire RG21 7PU Offering a highly efficient financial advice service by embracing technology with highly efficient people, skills. Solutions include Mortgages, Life Insurance, Relevant Life Policies, Critical Illness Cover.

Mortgage Rate Switch or Mortgage Broker Transfer Due.

Use our dedicated reward website.

Complaints Procedure

If you wish to register a complaint, please write to Complaints Officer,
Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road,
Basingstoke, RG21 7PU. Telephone 01256 405460 or email at
ku.oc.afisftnuomesor@stnialpmoc

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Copyright 2012 - 2026 | Whole of Market Mortgage Brokers | Needing Advice UK

Privacy Policy  |  Cookie Policy

FacebookInstagramPinterestXLinkedIn
Go to Top