The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Taking Over a Mortgage from Parents in the UK: A Complete Guide
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Taking Over a Mortgage from Parents in the UK: A Complete Guide

Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages

Taking Over a Mortgage from Parents in the UK: A Complete Guide

Damian Youell2026-07-11T09:17:29+00:00August 26, 2024|Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages|

Life can bring unexpected changes, especially when it comes to property ownership and managing mortgages. One such scenario is the need to transfer a [...]

How Much Will Your Mortgage Go Up? Key Factors to Consider
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How Much Will Your Mortgage Go Up? Key Factors to Consider

Knowledge Mortgages, Mortgage Process, Mortgage Rates

How Much Will Your Mortgage Go Up? Key Factors to Consider

Damian Youell2026-03-27T11:48:31+00:00August 21, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates|

If you’re like many homeowners in the UK, you might be concerned about how rising interest rates could impact your mortgage payments. With [...]

Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers
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Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers

Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages for Different Properties

Help to Buy Mortgage & Remortgage | A Complete Guide for UK Homebuyers

2024-08-19T11:33:07+00:00August 18, 2024|Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgages for Different Properties|

Over the recent years, the property market has seen an immense boost in house prices but in comparison wages have not been rising at a competitive rate. The slow wage growth and with stricter lending laws and regulations since the 2007 – 2008 financial crisis has led to a large proportion of the population struggling to get on the housing ladder.

How much can you borrow for a mortgage? | 5.5X Salary Mortgages
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How much can you borrow for a mortgage? | 5.5X Salary Mortgages

Income Types, Mortgages for Different Occupations / Income Types

How much can you borrow for a mortgage? | 5.5X Salary Mortgages

Damian Youell2026-09-16T06:32:31+00:00August 16, 2024|Income Types, Mortgages for Different Occupations / Income Types|

How much can you borrow for a mortgage? Understanding how much you can borrow for a mortgage involves considering several key factors. Your [...]

How Much is a £100k Mortgage Per Month in the UK? | Guide
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How Much is a £100k Mortgage Per Month in the UK? | Guide

Mortgage Process, Mortgage Rates, Using a Broker

How Much is a £100k Mortgage Per Month in the UK? | Guide

Damian Youell2026-09-15T08:50:47+00:00August 15, 2024|Mortgage Process, Mortgage Rates, Using a Broker|

Taking on a mortgage is one of the most significant financial commitments you can make, and understanding the monthly payments for a specific loan [...]

What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)
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What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)

Income Types, Mortgage Process, Mortgage Rates

What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)

Damian Youell2026-09-16T06:33:05+00:00August 14, 2024|Income Types, Mortgage Process, Mortgage Rates|

Owning a home is a dream for many, but understanding the financial requirements can be daunting. When considering a £200,000 mortgage in the [...]

How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?
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How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Using a Broker

How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

Damian Youell2026-03-27T14:11:33+00:00August 13, 2024|Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Using a Broker|

Understanding Mortgage Eligibility in the UK When contemplating the purchase of a home, understanding the mortgage eligibility criteria is crucial. Mortgages in the [...]

Mortgage for Rugby Players: Score the Home of Your Dreams
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Mortgage for Rugby Players: Score the Home of Your Dreams

Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations

Mortgage for Rugby Players: Score the Home of Your Dreams

Damian Youell2026-08-27T10:26:51+00:00August 10, 2024|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

As professional rugby players, you’re accustomed to tackling opponents on the field, strategising for victory, and pushing your limits. But when it comes [...]

Interest-Only Mortgage No Repayment Vehicle: Navigating the UK Market
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Interest-Only Mortgage No Repayment Vehicle: Navigating the UK Market

Financial Advice, Interest Only, Interest Only Mortgages

Interest-Only Mortgage No Repayment Vehicle: Navigating the UK Market

Romany Youell2024-08-08T12:18:18+00:00August 7, 2024|Financial Advice, Interest Only, Interest Only Mortgages|

An interest-only mortgage without a repayment vehicle offers unique flexibility but requires careful consideration and planning. This guide will explore the intricacies of [...]

Expat BTL Mortgage: Complete Guide to Buy-to-Let for Expatriates
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Expat BTL Mortgage: Complete Guide to Buy-to-Let for Expatriates

Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Non Standard Residency Mortgages

Expat BTL Mortgage: Complete Guide to Buy-to-Let for Expatriates

Damian Youell2026-03-27T11:48:58+00:00August 6, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Non Standard Residency Mortgages|

Property prices in the UK have steadily risen and many see this as a good investment opportunity considering rental income can help finance the purchase. You may wish to purchase a buy to let property as an investment, but you are an UK expat living abroad so you may be wondering if it’s possible to get a mortgage loan in the UK, even if you are paid in a foreign currency. The good news is it is possible, even if you are classed as self-employed.

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