The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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Tier 2 Visa Mortgages: Secure Your Dream Home in the UK

2026-09-14T18:14:01+00:00August 3, 2024|Investment BTL Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Non Standard Residency Mortgages|

What Lenders Actually Need to See From a Tier 2 (Skilled Worker) Visa Applicant Tier 2 visa mortgages (now issued as Skilled Worker visas) [...]

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Is There an Age Limit for Getting a Mortgage? Understanding Mortgage Eligibility

2026-03-27T14:11:36+00:00August 1, 2024|At Retirement Planning, Financial Advice, Income Types, Knowledge Mortgages, Occupations, Older Borrowers|

Securing a mortgage is a significant financial commitment, and various factors determine one's eligibility. Among these factors, age plays a crucial role, prompting many [...]

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How to Use Your Annual Bonus for Mortgage Approval?

2026-03-27T14:11:37+00:00July 30, 2024|First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages for Different Occupations / Income Types, Occupations|

Are you curious about how your bonus affects your mortgage application? Review our guide to learn about the impact of bonuses on mortgage applications. [...]

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Holiday Let Mortgages Limited Company

2026-09-16T07:48:59+00:00July 29, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Mortgage Rates, Mortgages for Different Properties, Property Types|

There are various factors to consider when deciding to structure your holiday let ownership through a limited company. It is possible to Offset Your [...]

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Joint Mortgages in the UK: Eligibility, Pros and Cons, and Alternatives

2024-07-11T10:29:33+00:00July 10, 2024|First Time Buyer Mortgages, Knowledge Mortgages|

Getting a  joint mortgage in the UK is simple and straightforward but sometimes it can involve a few extra steps. People often take out [...]

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Our Guide On Getting A Tier 2 Visa Mortgage in the UK(2024)

2024-07-08T10:29:13+00:00July 7, 2024|Knowledge Mortgages, Non Standard Residency Mortgages|

If you are a foreign national living and working in the UK with a tier 2 visa, you may be wondering if you are able to take out a mortgage loan. You may be interested in buying a property in the UK as a long-term investment or depending on your work contract and personal situation you may wish to buy a property on a temporary basis until you move back to your home country instead of renting your accommodation.

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NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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