Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Mortgages with an Architect’s Certificate: What You Need to Know

2026-09-14T18:29:21+00:00February 10, 2025|Mortgage Process, Mortgages for Different Properties, Property Types|

When purchasing or financing a property, it's essential to ensure that it meets acceptable building standards and is free from any structural defects or [...]

How much do you need to put down for a bridging loan?

2026-03-27T14:17:17+00:00February 4, 2025|Income Types, Mortgage Process, Mortgage Rates, Second Charge / Secured Loans|

Bridging loans are a popular short-term finance solution in the UK, helping property investors, businesses, and individuals secure funding quickly. Whether you're purchasing a property [...]

Bridging Loan for Short Lease | Short-Term Property Finance UK

2026-03-27T11:47:36+00:00February 3, 2025|Guest Writers, Knowledge Mortgages, Second Charge / Secured Loans|

In the UK property market, securing financing for short-lease properties can be a challenge, especially when traditional lenders hesitate to offer conventional mortgages. Whether [...]

Paying Off Your Mortgage Early in the UK: Hidden Drawbacks & Smart Alternatives

2026-03-27T14:17:18+00:00January 30, 2025|Buy to Let Mortgages, First Time Buyer Mortgages, Income Types|

Paying off your mortgage early might seem like a shortcut to financial stability, but in the UK, it’s not always the best financial decision. While clearing [...]

How to Remove Late Payments from Your Credit Report in the UK?

2026-09-16T14:02:59+00:00January 29, 2025|Adverse Credit, Credit Problem Mortgages, Credit Score, Financial Advice, Income Types|

Late payments can significantly impact your credit history and make securing a mortgage application more difficult in the UK. However, there are strategies to [...]

Exploring Offshore Mortgages in the UK: Everything You Need to Know

2026-03-27T11:47:41+00:00January 27, 2025|Knowledge Mortgages, Mortgages for Different Properties|

Are you considering buying property overseas but struggling to find the right financing option? Have you heard of offshore mortgages but don’t fully understand what they [...]

Moving House Mortgages: Simplify the Process in the UK

2026-03-27T11:47:42+00:00January 14, 2025|Financial Advice, Knowledge Mortgages, Mortgage Process, Mortgage Rates, Product Transfers, Remortgages|

Moving House Mortgage Getting a moving house mortgage is always a complicated process in the UK. In this helpful guide on moving house mortgages [...]

When Is the Next Bank of England Interest Rate Review? Impact on the UK Mortgage Market

2026-03-27T11:47:44+00:00January 10, 2025|Knowledge Mortgages|

The Bank of England’s interest rate reviews are key moments for understanding the direction of the UK economy, particularly for the housing market. These [...]

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