Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Secured Loans for Self-Employed People in the UK | What You Need to Know

2026-09-02T16:42:28+00:00April 8, 2025|Income Types, Interest Only, Self Employed Mortgages|

If you’re a self-employed person—whether a sole trader, freelancer, or limited company director—accessing finance can sometimes feel like navigating a maze. One of the most viable options for [...]

Commercial Mortgage for a Shop: A Complete Guide for Business Owners

2026-03-27T11:47:17+00:00April 2, 2025|Commercial Mortgages, Interest Only, Knowledge Mortgages, Property Types|

If you're considering investing in property but find outright purchases to be financially challenging or undesirable, a commercial mortgage might be your ideal solution. [...]

Commercial Mortgage for Holiday Let: A Complete Guide

2026-03-27T11:47:18+00:00March 27, 2025|Commercial Mortgages, Property Types|

What is a Commercial Mortgage? A commercial mortgage is a type of financial product designed for business loans secured against commercial premises rather than residential properties. This financing option is widely used [...]

Commercial Mortgage for Airbnb: Finance Options for Short-Term Lettings

2026-03-27T11:47:19+00:00March 25, 2025|Commercial Mortgages, Investment BTL Mortgages, Mortgage Process, Mortgage Rates, Property Types|

With the rising popularity of Airbnb and other short-term rental services, more and more people are excitedly looking to buy properties to list on [...]

Commercial Mortgage for Care Homes: Expert Financing Solutions & Key Considerations

2026-03-27T11:47:20+00:00March 24, 2025|Commercial Mortgages|

The care home sector in the UK is regulated by the Care Quality Commission (CQC), which ensures that healthcare providers adhere to established standards. [...]

What is a Product Fee on a Mortgage? Hidden Costs & Smart Savings Explained

2026-03-27T11:47:22+00:00March 19, 2025|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates|

When navigating the UK mortgage landscape, it’s essential to understand the different fees involved in the property purchase process. One of the most significant yet often overlooked [...]

What are my divorce and mortgage buyout options?

2026-09-21T12:43:06+00:00March 16, 2025|Business Protection Tools, Remortgages, Using a Broker|

Divorce is a challenging time, both emotionally and financially. One of the biggest concerns for joint owners is deciding what to do with their shared home. Should [...]

Getting a Mortgage with a Lodger: What You Need to Know

2026-09-11T08:40:40+00:00February 18, 2025|Buy to Let Mortgages, Financial Advice, Income Types, Knowledge Mortgages, Mortgage Process|

Thinking About Taking in a Lodger? Here’s What You Need to Know. With the rising cost of living, increasing mortgage repayments, and rising cost of rent, many [...]

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