Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Mortgage Using Child Disability Living Allowance (DLA): What UK Families Need to Know

2026-09-02T12:21:50+00:00June 6, 2025|Income Types, Knowledge Mortgages|

For many families raising a child with long-term disabilities, buying a home can seem out of reach, especially if a significant portion of their [...]

Understanding Uninhabitable Property Mortgages in the UK

2026-03-27T11:47:16+00:00May 23, 2025|Financial Advice, Knowledge Mortgages, Mortgage Process, Mortgages for Different Properties, Using a Broker|

As a CeMAP-qualified mortgage adviser or specialist mortgage broker in the UK, it’s essential to understand the full spectrum of mortgage solutions available—including the often-overlooked Uninhabitable Property Mortgage. This [...]

Mortgages with Bounce Back Loans: What You Need to Know

2026-03-27T14:08:32+00:00May 9, 2025|Credit Problem Mortgages, Knowledge Mortgages, Self Employed Mortgages|

Securing a mortgage while having a bounce back loan may seem challenging, but it’s not impossible. According to the latest data, as [...]

Mortgage with a 3 Year Old CCJ: Get the Best Rates and Options

2026-03-27T14:06:07+00:00April 30, 2025|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage with a 3-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record [...]

Commercial Mortgage Eligibility: A Complete Guide for UK Business Owners

2026-03-27T11:47:16+00:00April 25, 2025|Commercial Mortgages|

Understanding Commercial Mortgage Eligibility in the UK Securing a commercial mortgage can be a major milestone for business growth—whether purchasing an office, a retail [...]

Do I Need a Salary for a Bridging Loan in the UK? [2025 Guide]

2026-08-25T12:56:45+00:00April 15, 2025|Bridging Loan, Buy to Let Mortgages, Income Types, Investment BTL Mortgages, Knowledge Mortgages|

In today’s fast-paced property market, bridging loans are increasingly used to unlock property deals, resolve chain breaks, or access fast capital. But a common concern is: [...]

Go to Top