Get a Mortgage Without Permanent Residency in the UK
Getting a mortgage without permanent residency is a complex process because of many reasons. The biggest obstacle for individuals without permanent residency is [...]
Mortgage Past Retirement Age | Complete Guide
Retirement is a constant change in lifestyle and can be an intimidating process to those who are nearing or have already reached the [...]
5 Times Salary Mortgage: A Comprehensive Guide for Homebuyers
Are you looking to purchase a home but are worried that your current annual salary won’t allow you to do so? A 5 times [...]
Mortgage with Overtime Income: How Lenders Calculate It | Needing Advice
Mortgage Overtime Income Getting a mortgage with overtime income is possible, but there are some important considerations. First, lenders will need to verify that [...]
Understanding Mortgage Credit Checks: A Comprehensive Guide
Mortgage Credit Checks Getting a mortgage with soft and hard credit checks in past is complicated because of various reasons. Mortgage Lenders look at [...]
Our guide to mortgages with CCJs settled and unsettled
Unsettled CCJs will make it very difficult to get a mortgage, while settled CCJs may only have a small impact. However, there are a [...]
How to Get a UK Mortgage When Paid in Euros?
Are you looking for a mortgage in the United Kingdom? Do you have overseas income which is in Euros? If you make money from [...]
Can You Get a Mortgage on an Apprenticeship? Here’s What You Need to Know
Apprenticeships are a great way to learn new skills and get a foot on the career ladder. But what if you want to buy [...]
Mortgage with Unspent Convictions UK: Expert Broker Guide | Needing Advice
Getting a mortgage when you have an unspent conviction can be incredibly difficult, as lenders often don’t take into account the individual circumstances of [...]
Construction Industry Scheme Mortgages – A Guide to Eligibility & Lenders in the UK
CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.