Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Daily Rate Contractor Mortgages: Everything You Need to Know

2026-03-27T14:08:48+00:00August 3, 2023|Mortgages for Different Occupations / Income Types, Occupations, Self Employed Mortgages|

Getting on the property ladder can be a complex journey, especially for contractors who don't fit the traditional mould of the permanent employee. Mortgages [...]

Understanding the First Homes Scheme Mortgages: A Comprehensive Guide

2026-03-27T14:11:57+00:00July 28, 2023|First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Process|

The First Homes Scheme was started by the government to help people buy their first home. This scheme offers different types of mortgages and [...]

6 Times Salary Mortgages in the UK: Everything You Need to Know

2026-03-27T14:11:58+00:00July 25, 2023|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Getting a mortgage to buy your dream home can be an exciting yet complex process, given the different types of mortgages, diverse mortgage products, [...]

Mortgage 7 Times Salary: What You Need to Know

2026-09-15T17:43:09+00:00July 2, 2023|Income Types, Mortgages for Different Occupations / Income Types|

Mortgages play a crucial role in the home-buying process, allowing individuals and families to achieve their dreams of homeownership. One type of mortgage that [...]

Mortgages with 2 Year Old CCJs: What You Need to Know

2026-03-27T14:06:23+00:00June 27, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 2-year County Court Judgement (CCJ) and adverse credit history can be challenging, especially for first-time buyers. However, [...]

New build mortgage using professional consultants certificate: Everything You Need to Know

2026-10-02T13:34:16+00:00June 26, 2023|Income Types, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties, Occupations, Property Types|

When purchasing a new build property, one of the key considerations is the assurance and protection provided by Professional Consultants Certificates (PCC) in addition [...]

Mortgage with 5 Year Old CCJ: Get Approved Even With Bad Credit

2026-03-27T14:06:24+00:00June 24, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 5-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record of [...]

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