Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Buy to Let Mortgages Without Income Proof | UK Investor Guide

2026-08-25T12:58:03+00:00November 8, 2023|Buy to Let Mortgages, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Self Employed Mortgages|

Getting a buy to let mortgage with no proof of income can be difficult but not impossible. Some lenders may accept you for [...]

Can I Get a Mortgage Using Latest Years Accounts? | Get Expert Advice

2026-09-15T18:18:22+00:00October 13, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

Over the years we have received a number of enquires asking for the questions "can I get a mortgage using latest years accounts?". [...]

Declined a Mortgage? Don’t Panic! Here’s What to Do Next

2026-08-24T15:53:51+00:00September 24, 2023|Credit Problem Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Remortgages, Self Employed Mortgages|

Did you know that nearly one in five mortgage applications in the UK gets declined? If you've recently faced a mortgage rejection, you're [...]

Mortgage without building warranty: How to get a mortgage without a structural warranty

2026-03-27T14:11:53+00:00September 8, 2023|Income Types, Mortgage Rates|

Obtaining a mortgage for residential properties is already a complex process, involving a long list of requirements set forth by the mortgage lender. But [...]

Self-Employed Mortgages with Decreasing Profits in the UK: What You Need to Know

2026-08-25T12:58:16+00:00August 13, 2023|Knowledge Mortgages, Self Employed Mortgages|

Getting a self-employed mortgage with decreasing profits is complicated and can be a challenge for many potential [...]

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