Life insurance with Angina
Individuals with Angina seeking Life insurance may need to provide medical evidence, such as a GP report, to support their application. The underwriter needs to review:
- Your age
- Age of diagnosis
- Frequency of symptoms
- Medication / Treatment
- BMI (height / weight)
- Related Conditions e.g. high blood pressure, high cholesterol and diabetes
Premium loading may be applied to Angina life insurance based on the severity and control of the condition in most cases. In instances of severe Angina with acute symptoms, it may be necessary to seek out specialized life insurance providers.
Critical illness cover with Angina
It may be challenging to acquire critical illness coverCritical illness cover is an insurance policy that pays out ... More with Angina in specific cases, but it is still possible through specialized insurance providers. The Insurance Surgery will evaluate your medical condition and provide guidance on the availability of Angina critical illness cover for you, along with any potential policy limitations.
Always review policy wording and documentation before accepting cover to ensure it meets your needs.
Income protection with Angina
In almost all cases for Angina income protection, there will be a premium loading applied for the additional risk and / or an exclusion for anything relating to your Angina.
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About the author
Damian Youell
Damian is the founder of NeedingAdvice.co.uk and the firm’s Senior Mortgage Broker. He specialises in helping clients across the UK with straightforward and complex mortgage cases, including self-employed applications, adverse credit, buy-to-let, remortgages and first-time buyer mortgages.
Alongside mortgage advice, Damian also supports business owners with protection planning, including Relevant Life Policies, Shareholder Protection and Keyperson Cover.
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