The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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Mortgage with Satisfied CCJ | A Complete Guide Of Getting a Mortgage Approved with County Court Judgments

2026-09-15T18:16:23+00:00September 15, 2022|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages|

Getting a mortgage with a CCJ is complicated because mortgage lenders won't able to trust you with monthly repayments. It is not easy to [...]

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Mortgages for Civil Servants | A complete guide on getting a mortgage while working in civil services UK

2026-03-27T14:12:22+00:00September 8, 2022|Financial Advice, Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Civil servants are the individuals employed in the UK government departments or specialist agencies. In this article, we will be looking at how to [...]

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The Complete Guide to Individual Voluntary Arrangement(IVA)Mortgages

2022-09-22T14:02:00+00:00September 6, 2022|Credit Problem Mortgages, Credit Score, Financial Advice, Mortgage Process, Using a Broker|

Getting a mortgage is always a big step in life and we have to research well before taking this decision. Mortgage approval is a [...]

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Can I Get A Mortgage On Land? | Complete Guide

2026-09-25T13:14:08+00:00August 30, 2022|Knowledge Mortgages, Mortgages for Different Properties|

The answer is yes but due to a small number of lenders offering products for land mortgages, it isn’t as accessible as a traditional residential mortgage. You may be required to seek a lender in the specialist market as it isn’t easily available through the high street banks..

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Further Advance Mortgage

2026-08-24T15:54:24+00:00August 25, 2022|Knowledge Mortgages, Remortgages|

If your home has increased in value, you may be able to take advantage of a further advance from your current mortgage lender but just because you have been approved a mortgage loan previously, it doesn’t necessarily mean you will definitely be approved again, nor is the lender under any obligation to accept you.

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NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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