The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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Mortgage for Armed Forces: Accessible Home Financing for Military Personnel

2023-05-30T11:08:17+00:00May 30, 2023|At Retirement Planning, Mortgages for Different Occupations / Income Types, Occupations, Using a Broker|

Having a job as an armed forces personnel can come with its own unique set of challenges, including finding an affordable and accessible home [...]

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Mortgages for Prison Officers: A Comprehensive Guide to Homeownership

2026-09-16T07:51:18+00:00May 22, 2023|Mortgages for Different Occupations / Income Types, Occupations|

Are you a prison officer looking to buy a home? You may be eligible for a mortgage with special rates and terms designed to [...]

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Track Record Mortgages: A Path to Homeownership for First-Time Buyers

2026-01-07T12:22:08+00:00May 11, 2023|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits|

Did you know, new track record mortgage from Skipton Intermediaries offers up 100% LTV for the first time buyers? The property market is notoriously [...]

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Holiday Home Mortgages in the UK: Types, Criteria, and Options

2026-09-15T17:42:46+00:00May 10, 2023|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

There are many reasons why someone may want to get a holiday home mortgage, also known as a second home mortgage. Perhaps you want a holiday home to enjoy with your family at the weekends or require a second residence to stay at for work or another home for a family member to live in..

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What is LTV mortgage? | Everything you need to know

2026-09-15T17:48:09+00:00May 8, 2023|Knowledge Mortgages, Loan to Values / Deposits|

You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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