The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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1: We contact you and take down your details, income outgoings, name, address etc.

2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.

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Buying a Home with a CRL Structural Warranty in 2025: What UK Buyers Need to Know

By |2025-07-31T08:44:24+00:00July 30, 2025|Knowledge Mortgages, Property Types, Using a Broker|

Purchasing a residential property with a CRL structural warranty can introduce unexpected complications—especially when it comes to securing a mortgage in 2025. Whether you’re dealing with new builds, completed homes, [...]

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Buy-to-Let Mortgage Renting to Serco: A Guide for United Kingdom Landlords and Investors

By |2025-07-18T09:05:54+00:00July 17, 2025|Buy to Let Mortgages, Mortgages, Mortgages for Different Properties, Using a Broker|

As a mortgage broker based in the United Kingdom with years of experience helping landlords navigate specialist buy-to-let deals, I [...]

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SPV BTL Mortgage Using Inter Company Loan: A Complete Guide for UK Landlords

By |2025-07-16T13:01:49+00:00July 16, 2025|Business Protection, Buy to Let Mortgages, Income Types, Mortgage Process, Mortgage Rates|

If you are a United Kingdom landlord, a portfolio landlord, or a self-employed business owner exploring a Special Purpose Vehicle [...]

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SPV with Holding Company: Essential Guide for UK Landlords and Investors

By |2025-07-25T12:54:14+00:00July 9, 2025|Buy to Let Mortgages, Financial Advice, Mortgages|

Property investment in the UK is becoming increasingly structured, with many landlords and investors opting for advanced arrangements such as [...]

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Mortgage Advice UK: A Simple Guide for Buyers, Landlords, and Investors

By |2025-07-08T14:24:41+00:00July 8, 2025|Income Types, Mortgages, Using a Broker|

Finding the right mortgage can feel confusing, especially if it is your first time. As a professional mortgage broker and [...]

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Should You Set Up a BTL Trading Company for Property Investment?

By |2025-07-25T12:54:21+00:00July 2, 2025|Business Protection, Buy to Let Mortgages, Investment BTL Mortgages|

As a landlord or property investor in the UK, you might have heard of setting up a Buy-to-Let (BTL) trading company. While it may seem [...]

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Commercial Mortgage Pre Approval: What UK Business Owners Need to Know

By |2025-06-16T13:53:12+00:00June 16, 2025|Commercial Mortgages, Mortgages|

For many business owners, purchasing a commercial property—whether it’s an office building, rental property, or retail unit—can be one of the biggest investments they will ever make. Before [...]

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A Comprehensive Guide to Additional Mortgage Borrowing

By |2025-06-16T13:29:11+00:00June 15, 2025|Knowledge Mortgages, Remortgages|

There are a number of possible reasons someone may wish to take out additional borrowing on their mortgage. It could be for home improvements, perhaps a new car, to raise funds for a deposit on a buy to let property or even possibly an important life event such as a wedding.

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Buying Out Sibling from Inherited House: Mortgages & Other Options

By |2025-06-13T10:58:23+00:00June 13, 2025|Financial Advice, Knowledge Mortgages, Mortgages for Different Properties, Using a Broker|

Losing a loved one is challenging, and handling the financial and property matters afterward can be tough. Inheriting a property with siblings in the [...]

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Second Charge Mortgage with Bad Credit: A Guide for UK Homeowners

By |2025-06-12T13:38:48+00:00June 12, 2025|Mortgages, Second Charge / Secured Loans|

If you are a homeowner with a less-than-perfect credit history, you might assume that your borrowing options are limited. However, a second charge [...]

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About Us

NeedingAdvice.co.uk Ltd is Registered as a Limited Company in England & Wales No. 12978572. Registered Address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT. NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered on the FCA Register (https://register.fca.org.uk/) under reference 535515. The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a Limited Company registered in England & Wales, No 05668905. Rosemount House 2-4 Chequers Road Basingstoke Hampshire RG21 7PU Offering a highly efficient financial advice service by embracing technology with highly efficient people, skills. Solutions include Mortgages, Life Insurance, Relevant Life Policies, Critical Illness Cover.
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