The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

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Tracker Mortgage No ERC: Your Key to Flexible Home Ownership

2024-05-21T13:05:36+00:00April 8, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates|

For many homeowners, the flexibility of paying off their mortgage early without facing any penalties is a major selling point of tracker mortgages [...]

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Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips

2026-03-27T11:51:26+00:00April 3, 2024|Financial Advice, Mortgage Ownership Equity Transfers, Mortgage Process, Product Transfers, Remortgages, Using a Broker|

In the UK, it’s estimated that 42% of marriages will end in divorce, with the average duration of marriage being 11 years. [...]

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Mortgage Lenders Who Accept Late Payments (UK)

2026-08-24T16:03:32+00:00April 2, 2024|Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates|

Over the years, we have received many enquiries from people asking for mortgage lenders who accept late payments. While most mortgage lenders have [...]

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Buy to Sell Mortgages: A Comprehensive Guide for UK Investors

2026-03-27T11:51:28+00:00April 1, 2024|Financial Advice, Knowledge Mortgages, Mortgage Process, Using a Broker|

In the ever-evolving real estate investment landscape, “buy-to-sell mortgages” have become a popular strategy for savvy investors. This article aims to demystify the [...]

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Secure a BTL Mortgage with 20% Deposit | Expert Insights

2026-03-27T11:51:31+00:00March 26, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgage Rates|

Have you ever dreamt of building a property portfolio and becoming a successful landlord? While the traditional path to property investment often involves [...]

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Mortgage on Fixed Term Contract: Get Approved in 2024

2026-08-03T05:40:26+00:00March 21, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

In the ever-evolving landscape of the UK’s housing market, the concept of a “mortgage on a fixed-term contract” has become a significant point [...]

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Understanding Investment Income for Mortgages | Comprehensive Guide

2026-09-01T17:55:17+00:00March 20, 2024|Financial Advice, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Savings and Investments, Savings and Investments Knowledge|

Lenders can consider investment income – such as dividends, rental profit and returns from a portfolio – towards a mortgage, but they usually want [...]

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Buy to Let Mortgages with 15% Deposit: Affordably Invest in Property (2024)

2026-09-15T18:18:50+00:00March 19, 2024|Buy to Let Mortgages, Investment BTL Mortgages|

Explanation of buy-to-let (BTL) mortgages A buy-to-let (BTL) mortgage is a type of mortgage specifically designed for individuals who want to purchase a [...]

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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