In this mortgage guide, we, NeedingAdvice.co.uk Ltd, will discuss the investment Buy To Let mortgages. There are various factors that you need to consider while looking for buy-to-let investment in the UK. The first thing is your deposit, and how much of it can be used for a loan? The amount depends on what type of property you want to invest in. If you have enough money, you can use all or part of your savings as an initial down payment. This means that you won’t require any other form of finance such as bank loans or credit cards. Some mortgage lenders may also count your rental income from the buy-to-let property, which needs to be enough to compete with monthly payments. In this guide, we have discussed the Buy-To-Let Mortgages in more detail with specific articles and blog posts; still, you can always contact our financial advisers for suitable mortgage deals if you have any concerns or queries.

Expat BTL Mortgage

By |2021-10-04T12:58:42+00:00April 28, 2021|Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Non Standard Residency Mortgages|

Property prices in the UK have steadily risen and many see this as a good investment opportunity considering rental income can help finance the purchase. You may wish to purchase a buy to let property as an investment, but you are an UK expat living abroad so you may be wondering if it’s possible to get a mortgage loan in the UK, even if you are paid in a foreign currency. The good news is it is possible, even if you are classed as self-employed.

Renovation Mortgage

By |2021-07-28T14:41:10+00:00February 22, 2021|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

You may find yourself in a situation where you require a renovation mortgage. It could be you want to buy a run down property and take on the project of renovating it. Or you wish to carry out sizable repairs on your own property. Or perhaps..

Can I get a buy to let mortgage as a first-time buyer?

By |2021-08-24T08:40:57+00:00January 2, 2021|Buy to Let Mortgages, First Time Buyer Mortgages, Investment BTL Mortgages, Knowledge Mortgages|

Investing in buy to let property makes a great deal of sense, said the British Landlord Association (BLA) in an article on the 18th [...]

Holiday Home Mortgage

By |2021-08-06T12:12:38+00:00December 31, 2020|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

There are many reasons why someone may want to get a holiday home mortgage, also known as a second home mortgage. Perhaps you want a holiday home to enjoy with your family at the weekends or require a second residence to stay at for work or another home for a family member to live in..

What are Interest-Only Mortgages?

By |2021-07-28T14:50:15+00:00December 19, 2020|Interest Only Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Savings and Investments, Savings and Investments Knowledge|

There are currently two different ways to pay your mortgage payments – interest only or repayment. As the term implies, you are only paying the interest part of a mortgage loan and you don’t have to repay the amount you’ve borrowed until the end of your mortgage term,

HMO Mortgages

By |2021-07-28T14:46:09+00:00December 17, 2020|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

You may have heard of the term ‘HMO’ more frequently lately or sometimes it can be referred to as ‘house share’. HMO stands for ‘House in Multiple Occupation’ or ‘House with Multiple Occupants’ which is described as a home shared by more than one household and where there are common areas that are shared..

Can I get an adverse credit buy to let (BTL) mortgage?

By |2021-08-06T12:22:59+00:00December 4, 2020|Credit Problem Mortgages, Investment BTL Mortgages, Knowledge Mortgages|

An adverse credit buy to let (BTL) mortgage is just what it says – a buy to let mortgage for someone who has an [...]

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