Adverse Credit
Here we have blog posts to help those applicants wanting to apply for a mortgage with adverse credit issues. Having adverse credit does not necessarily mean you cannot get an adverse credit mortgage. Typically a mortgage can still be found but you might need to use a specialist lender or a broker that can access specialist lenders.
Adverse credit can come in many different forms from just a few late payments to clients with lots of adverse credit issues such as defaults, CCJs or even Bankruptcy.

4-Year-Old Default Mortgage: Your Options in 2024 (UK)

2026-08-24T16:02:55+00:00January 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types|

Getting a mortgage with 4-year-old default in the UK is complicated. Obtaining a mortgage in the UK can be a challenging endeavour, especially [...]

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Discover Your Solution: UK Mortgage Lenders for Poor Credit

2026-08-13T08:37:51+00:00August 23, 2023|Adverse Credit, Credit Score, Using a Broker|

Are you tired of being turned away by traditional mortgage lenders due to your less-than-perfect credit score? Well, you're not alone. Many individuals in [...]

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CheckMyFile Credit Report: The Best Way to Get Your Credit History and Score

2026-07-14T08:26:04+00:00July 6, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Your credit history plays a crucial role in your financial standing, influencing your ability to secure loans, credit cards, and favourable terms from lenders. [...]

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Mortgages with 2 Year Old CCJs: What You Need to Know

2026-03-27T14:06:23+00:00June 27, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 2-year County Court Judgement (CCJ) and adverse credit history can be challenging, especially for first-time buyers. However, [...]

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Mortgage with 5 Year Old CCJ: Get Approved Even With Bad Credit

2026-03-27T14:06:24+00:00June 24, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 5-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record of [...]

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Mortgages with Defaults: What You Need to Know

2026-01-07T12:18:27+00:00June 13, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Knowledge Mortgages|

Damian Youell Contact Our Specialist Mortgage Advisor Following the credit crunch in 2008, mortgage lenders were forced to tighten up [...]

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Understanding Mortgage Credit Checks: A Comprehensive Guide

2026-03-27T14:06:27+00:00May 31, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Mortgage Credit Checks Getting a mortgage with soft and hard credit checks in past is complicated because of various reasons. Mortgage Lenders look at [...]

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