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Credit Score

A credit score is a score use to determine someone’s creditworthiness for mortgages. A person with good credit history has better chances of getting loans and other financial products than those with bad credit scores. On the other hand, a low score can make it difficult or impossible to get some types of financing, such as car loans, home equity lines of credit, personal loans, student loans, etc. In addition, these scores are used by lenders to decide whether they will lend you money. The higher your credit rating, the more likely it is that the lender will approve you for a loan. Many different factors are involved in increasing the credit limit in the UK. You will find all the details regarding mortgages for bad credit history within this category of articles. In addition, we have different articles based on everyday needs like adverse credit, buy to let mortgage, loans on unsatisfied or satisfied ccj, mortgages after bankruptcy, steps to improve the credit rating and many others.   Here you will find all the relevent credit score articles and sutiable financial advice.

CheckMyFile Credit Report: The Best Way to Get Your Credit History and Score

By |2023-11-14T06:07:54+00:00July 6, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Your credit history plays a crucial role in your financial standing, influencing your ability to secure loans, credit cards, and favourable terms from lenders. [...]

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Mortgage with a 3 Year Old CCJ: Get the Best Rates and Options

By |2023-06-28T12:41:00+00:00June 28, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage with a 3-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record [...]

Mortgages with 2 Year Old CCJs: What You Need to Know

By |2023-06-27T12:01:40+00:00June 27, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 2-year County Court Judgement (CCJ) and adverse credit history can be challenging, especially for first-time buyers. However, [...]

Mortgage with 5 Year Old CCJ: Get Approved Even With Bad Credit

By |2023-06-26T13:01:42+00:00June 24, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 5-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record of [...]

Mortgages with Defaults: What You Need to Know

By |2023-06-13T13:26:54+00:00June 13, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Knowledge Mortgages, Mortgages|

Damian Youell Contact Our Specialist Mortgage Advisor Following the credit crunch in 2008, mortgage lenders were forced to tighten up [...]

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Securing a Mortgage with a Fair Credit Score: Your Guide to Homeownership

By |2023-06-13T08:55:07+00:00June 12, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Getting a mortgage with a fair credit score is possible but requires some additional checks. Some mortgage lenders may not accept a mortgage application [...]

Understanding Mortgage Credit Checks: A Comprehensive Guide

By |2023-05-31T15:40:42+00:00May 31, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Mortgage Credit Checks Getting a mortgage with soft and hard credit checks in past is complicated because of various reasons. Mortgage Lenders look at [...]

The Complete Guide to Individual Voluntary Arrangement(IVA)Mortgages

By |2022-09-22T14:02:00+00:00September 6, 2022|Credit Problem Mortgages, Credit Score, Financial Advice, Mortgage Process, Mortgages, Using a Broker|

Getting a mortgage is always a big step in life and we have to research well before taking this decision. Mortgage approval is a [...]

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