Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Mortgages for Seniors: Lenders Offering Loans Up to Age 80
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Mortgages for Seniors: Lenders Offering Loans Up to Age 80

At Retirement Planning, Credit Score, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge, Savings and Investments, Savings and Investments Knowledge

Mortgages for Seniors: Lenders Offering Loans Up to Age 80

Damian Youell2026-08-24T16:03:41+00:00April 11, 2024|At Retirement Planning, Credit Score, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge, Savings and Investments, Savings and Investments Knowledge|

Don't let age hold you back from homeownership! Learn how to get approved for a mortgage after 80 and discover lenders offering competitive [...]

Comprehensive Guide to Buying a House from Parents Below Market Value in the UK
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Comprehensive Guide to Buying a House from Parents Below Market Value in the UK

Income Types, Mortgage Ownership Equity Transfers, Property Types

Comprehensive Guide to Buying a House from Parents Below Market Value in the UK

Damian Youell2026-08-06T16:09:47+00:00April 9, 2024|Income Types, Mortgage Ownership Equity Transfers, Property Types|

Post Topics Why buying from your parents is different Concessionary purchase: how lenders treat the discount The legal framework for family property transactions Stamp Duty [...]

Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips
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Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips

Financial Advice, Mortgage Ownership Equity Transfers, Mortgage Process, Product Transfers, Remortgages, Using a Broker

Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips

Damian Youell2026-03-27T11:51:26+00:00April 3, 2024|Financial Advice, Mortgage Ownership Equity Transfers, Mortgage Process, Product Transfers, Remortgages, Using a Broker|

In the UK, it’s estimated that 42% of marriages will end in divorce, with the average duration of marriage being 11 years. [...]

Mortgage Lenders Who Accept Late Payments (UK)
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Mortgage Lenders Who Accept Late Payments (UK)

Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates

Mortgage Lenders Who Accept Late Payments (UK)

Damian Youell2026-08-24T16:03:32+00:00April 2, 2024|Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates|

Over the years, we have received many enquiries from people asking for mortgage lenders who accept late payments. While most mortgage lenders have [...]

Buy to Sell Mortgages: A Comprehensive Guide for UK Investors
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Buy to Sell Mortgages: A Comprehensive Guide for UK Investors

Financial Advice, Knowledge Mortgages, Mortgage Process, Using a Broker

Buy to Sell Mortgages: A Comprehensive Guide for UK Investors

Damian Youell2026-03-27T11:51:28+00:00April 1, 2024|Financial Advice, Knowledge Mortgages, Mortgage Process, Using a Broker|

In the ever-evolving real estate investment landscape, “buy-to-sell mortgages” have become a popular strategy for savvy investors. This article aims to demystify the [...]

Secure a BTL Mortgage with 20% Deposit | Expert Insights
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Secure a BTL Mortgage with 20% Deposit | Expert Insights

Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgage Rates

Secure a BTL Mortgage with 20% Deposit | Expert Insights

Damian Youell2026-03-27T11:51:31+00:00March 26, 2024|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgage Rates|

Have you ever dreamt of building a property portfolio and becoming a successful landlord? While the traditional path to property investment often involves [...]

Mortgage on Fixed Term Contract: Get Approved in 2024
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Mortgage on Fixed Term Contract: Get Approved in 2024

Knowledge Mortgages, Mortgages for Different Occupations / Income Types

Mortgage on Fixed Term Contract: Get Approved in 2024

Damian Youell2026-08-03T05:40:26+00:00March 21, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

In the ever-evolving landscape of the UK’s housing market, the concept of a “mortgage on a fixed-term contract” has become a significant point [...]

Buy to Let Mortgages with 15% Deposit: Affordably Invest in Property (2024)
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Buy to Let Mortgages with 15% Deposit: Affordably Invest in Property (2024)

Buy to Let Mortgages, Investment BTL Mortgages

Buy to Let Mortgages with 15% Deposit: Affordably Invest in Property (2024)

Damian Youell2026-09-15T18:18:50+00:00March 19, 2024|Buy to Let Mortgages, Investment BTL Mortgages|

Explanation of buy-to-let (BTL) mortgages A buy-to-let (BTL) mortgage is a type of mortgage specifically designed for individuals who want to purchase a [...]

Remortgage to Buy a Car UK: Is It Worth It? | Needing Advice
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Remortgage to Buy a Car UK: Is It Worth It? | Needing Advice

Mortgage Process

Remortgage to Buy a Car UK: Is It Worth It? | Needing Advice

Damian Youell2026-09-02T16:01:24+00:00March 13, 2024|Mortgage Process|

In the ever-evolving financial landscape of the United Kingdom, homeowners are continually seeking innovative ways to leverage their assets. One such method that [...]

Does a student loan affect mortgage applications in the UK?
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Does a student loan affect mortgage applications in the UK?

Knowledge Mortgages, Mortgages for Different Occupations / Income Types

Does a student loan affect mortgage applications in the UK?

Damian Youell2026-08-24T15:56:54+00:00March 11, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Related Mortgage GuidesGetting a Mortgage With Only 3 Months EmploymentHalifax Mortgage — How Much Can I Borrow?Mortgage Lenders That Accept BenefitsIndependent Mortgage Brokers — NeedingAdvice.co.uk [...]

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