Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.
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Can You Get a Mortgage on a Cob House? | Your Full Guide

2026-03-27T11:51:11+00:00May 8, 2024|Knowledge Mortgages, Mortgage Process, Mortgages for Different Properties|

Getting a cob construction mortgage differs from regular mortgages in the UK. In this article, we will guide you through the complete process. [...]

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Umbrella Company Mortgages: Your Comprehensive Guide

2026-03-27T14:08:38+00:00May 6, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

Before we dive into the intricacies of umbrella company mortgages, it’s crucial to understand what an umbrella company is. An umbrella company [...]

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Impact of School Fees on Mortgage Affordability | A Comprehensive Guide

2026-03-27T14:11:40+00:00May 1, 2024|Financial Advice, Income Types, Mortgage Rates|

According to the Institute for Fiscal Studies (IFS), the average private school fees in the UK were approximately £15,200 for the [...]

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Can I Buy A House From My Landlord? | Your Guide to Direct Property Purchase

2026-03-27T11:51:14+00:00April 28, 2024|Buy to Let Mortgages, Financial Advice, First Time Buyer Mortgages, Mortgage Process, Mortgages for Different Properties, Property Types|

Are you a tenant dreaming of owning the home you currently rent? Buying your house directly from your landlord can be a convenient [...]

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Mortgage SEISS Grant: Your Comprehensive Guide

2026-08-25T12:58:50+00:00April 24, 2024|Financial Advice, Income Types, Mortgage Process, Self Employed Mortgages|

Getting a Mortgage After a SEISS Grant During the COVID-19 crisis, the Self-Employment Income Support Scheme (SEISS) became a financial lifeline for many [...]

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Mortgages for Police Officers: Get More with Your Service

2026-03-27T11:51:19+00:00April 16, 2024|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage for police officers in the UK is not as easy as it may seem, and you need to be careful [...]

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Airbnb Mortgages: Your Guide to Financing a Short-Term Rental

2026-08-24T16:01:31+00:00April 12, 2024|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

The popularity of Airbnb has led to a surge in interest in using properties as short-term rentals. However, navigating the world of Airbnb [...]

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About Us

NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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