Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

How do you decide between a btl mortgage vs commercial loan when financing property in the UK?

2026-08-25T12:31:57+00:00November 26, 2025|Bridging Loan, Buy to Let Mortgages, Commercial Mortgages, Property Types|

Choosing the right lending route for property finance is essential for investors, landlords, and business owners navigating a complex landscape of interest rate movements, [...]

Can I Get A Mortgage On Carers Allowance? – Mortgage Brokers Advice

2026-09-10T06:16:14+00:00November 24, 2025|Financial Advice, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

If you work in care or you support a family member, this guide explains how mortgages can work when part of your household income [...]

Finding the Best Bank for Mortgage UK: A Complete Guide to Mortgage Options and Lenders

2026-10-02T13:36:14+00:00November 23, 2025|Income Types, Interest Only, Mortgage Rates|

Finding the best bank for a mortgage in the UK can be a tricky task. With so many banks and deals out there, it’s important to [...]

What Should Property Buyers Know Before Applying for Mundic Block Mortgages?

2026-09-16T14:12:31+00:00November 20, 2025|Mortgages for Different Properties, Property Types|

A mundic block property is a building constructed using concrete made with local mine or quarry waste, mainly found in Cornwall, West Devon, [...]

What Should You Know Before Applying for Graduate Visa Mortgages in the UK?

2026-07-13T09:03:37+00:00November 15, 2025|Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Occupations|

This guide explains how people living in the UK on a graduate visa can explore home-loan options, what lenders look [...]

Protection Cover for Recent Immigrants in the United Kingdom

2026-03-27T11:47:13+00:00October 29, 2025|Business Protection, Financial Advice, Personal Protection, Relevant Life Policy|

Moving to a new country can be a life-changing experience. For many people arriving in the United Kingdom—whether as recent immigrants, migrant workers, or [...]

Residency Rule Change Insurance: What UK Landlords and Property Investors Need to Know

2026-05-15T09:19:59+00:00October 23, 2025|Business Protection, Financial Advice, Mortgages, Personal Protection|

If you are a landlord, property investor, or someone with UK assets living abroad, the latest residency rule changes may affect you more than [...]

Mortgage Lender That Excludes Van Loan: How to Get Approved in the UK

2026-03-27T14:08:31+00:00October 10, 2025|Business Protection, Knowledge Mortgages, Mortgages, Self Employed Mortgages|

If you are a landlord, property investor, or self-employed tradesperson with a van loan, you might worry that it could prevent you from getting a [...]

Buying a House from Grandparents: A Comprehensive Guide for UK Buyers

2026-03-27T11:47:14+00:00October 2, 2025|Financial Advice, Property Types|

Buying a house from your grandparents can be a uniquely fulfilling experience. It keeps cherished properties within the family and often comes with financial [...]

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