About Damian Youell

Damian Youell is the Senior Mortgage Broker at NeedingAdvice.co.uk, helping clients across the UK with clear, down-to-earth mortgage advice. He has experience with first-time buyers, remortgages, buy to let landlords and more complex cases that don’t always fit high street criteria. On this page you’ll find Damian’s articles, guides and FAQs. His aim is to explain mortgage options in plain English, so you can understand how lenders think, what documents you need and what to expect at each stage of the process. If you’re unsure which route is right for you, reading Damian’s guides is a good starting point before you get personalised advice based on your own circumstances.

Mortgage prisoner: what it means, your options, and a simple plan to escape

2026-04-17T11:46:56+00:00February 18, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages|

A mortgage prisoner is someone who is stuck on their current mortgage — usually a high Standard Variable Rate — and cannot switch to [...]

Can you get a mortgage with employment gap in 2026?

2026-02-17T15:32:19+00:00February 17, 2026|Income Types, Mortgage Process, Mortgages, Occupations, Using a Broker|

Getting a mortgage with employment gap is often possible in the United Kingdom, even in 2026. Most lenders focus on what has changed since the gap: [...]

What Should You Know Before Choosing a Mortgage Broker in Kettering?

2026-03-10T13:04:05+00:00February 12, 2026|East Midlands, Towns and cities|

East Midlands · Northamptonshire Mortgage Broker Kettering Kettering is one of Northamptonshire's best-kept property secrets — exceptional value, genuine London rail access, and a [...]

Mortgage for YouTuber (UK) in 2026: How Creators Get Approved + Documents, Tips & Common Hurdles

2026-02-12T12:08:40+00:00February 6, 2026|Income Types, Mortgages, Mortgages for Different Occupations / Income Types|

If you earn money from youtube you can still get a mortgage but lenders will want clear proof of stable income. This guide explains [...]

Mortgage Broker What Should You Know Before Choosing a Mortgage Broker in Corby?

2026-03-10T13:06:20+00:00January 21, 2026|East Midlands, Towns and cities|

East Midlands · Northamptonshire Mortgage Broker Corby Corby has rewritten its own story. From steel town to one of the fastest-regenerating towns in the [...]

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