About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

How Do Halal Mortgages Work? | A Detailed Guide

By |2024-03-25T13:09:07+00:00March 25, 2024|Income Types, Knowledge Mortgages, Mortgage Process, Mortgages|

Understanding mortgages within the context of Islamic principles can be challenging, particularly when trying to adhere to Halal practices. In the UK, a [...]

Short Term mortgages for over 60s | Complete Guide

By |2024-03-22T14:54:49+00:00March 22, 2024|At Retirement Planning, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

In the ever-evolving UK financial market, a mortgage is not one-size-fits-all. While a standard mortgage typically spans 25 years, some lenders offer terms [...]

Mortgage on Fixed Term Contract: Get Approved in 2024

By |2024-03-19T15:52:44+00:00March 21, 2024|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

In the ever-evolving landscape of the UK’s housing market, the concept of a “mortgage on a fixed-term contract” has become a significant point [...]

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Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely

By |2024-03-14T15:32:18+00:00March 14, 2024|At Retirement Planning, Equity Release, Knowledge Mortgages|

A lifetime mortgage drawdown facility is an arrangement whereby the borrower can access funds from their home loan to pay [...]

Does a student loan affect mortgage applications in the UK?

By |2024-03-22T13:49:27+00:00March 11, 2024|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

You're not alone! Here at needingadvice.co.uk, students and parents frequently ask us, "Can I get a mortgage with student loans?" or "Does student [...]

Self-Employed Mortgage Without Accounts | Complete Guide

By |2024-03-05T15:34:24+00:00March 5, 2024|Buy to Let Mortgages, First Time Buyer Mortgages, Income Types, Mortgages for Different Occupations / Income Types, Occupations|

Getting a self-employed mortgage is complicated, and getting it without accounts is more complicated and requires a bit more effort. However, it is [...]

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Buying Out Siblings from Inherited House: Essential Guide

By |2024-03-04T13:13:17+00:00March 4, 2024|Mortgage Ownership Equity Transfers, Mortgage Process, Mortgages, Mortgages for Different Properties|

When grieving the death of a loved one, you are likely to experience a whirlwind of emotions – and this can make handling some [...]

Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership

By |2024-03-01T14:50:05+00:00March 1, 2024|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Using a Broker|

Did you know that over 8 million people in the UK are currently grappling with some form of debt? This makes [...]

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