Our Guide to LIFT Scheme Mortgages What is the LIFT Scheme? LIFT stands for – Low-cost Initiative for First Time Buyers (LIFT). Since the scheme’s introduction in 2007, it has helped more than 12,000 people buy their first home, says […]
Damian Youell
standard Our guide to CIS contractor mortgages
Our guide to CIS contractor mortgages Our guide to CIS contractor mortgages An indication of some of the cashflow issues faced by businesses in the construction industry is published by the Designing Buildings website. As an aid to cashflow and […]
standard Our guide to limited company buy to let mortgages
Our guide to limited company buy to let mortgages Our guide to limited company buy to let mortgages Landlords: why incorporate? Conventionally, there are a number of advantages in setting up a limited liability company rather than running your business […]
standard Our guide to self-employed mortgages
Our guide to self-employed mortgages Our guide to self-employed mortgages Self-employed mortgages – or mortgages for the self-employed? Perhaps the first part of the myth that needs to be dismissed is that there are such things as self-employed mortgages – […]
standard Our guide to remortgaging for divorce settlements
Our guide to remortgaging for divorce settlements Considering your options Faced with the prospect of the upheaval of divorce, there are probably a million and one things to consider, but what happens to the matrimonial home is for many people […]
standard Guide to raising a deposit for first time buyers
Guide to raising a deposit for first time buyers How much deposit do you need? The Consumers’ Organisation’s Which? magazine suggests that you need a deposit equivalent to at least 5% of the purchase price of the home you want […]
standard Getting a mortgage while on maternity or parental leave
Getting a mortgage while on maternity or parental leave Getting a mortgage while on maternity or parental leave Can I get a mortgage while on maternity or parental leave? Mortgage lenders may be in something of an ethical quandary when […]
standard Our guide to buy to let mortgages income requirements
Our guide to buy to let mortgages income requirements Buy to let mortgages background Specialist buy to let mortgages have been marketed only since 1996, but already comprise around 14% of new mortgages currently being granted – according to statistics […]
standard Our Guide to Holiday Let Mortgages
Our Guide to Holiday Let Mortgages Can I use a BTL mortgage for a holiday let? If you are interested in investing in such a property, the likelihood is that you may also be interested in holiday let mortgages – […]
standard Our Guide to Second Home Residential Mortgages
Our Guide to Second Home Residential Mortgages Is a second home mortgage the same as a remortgage or buy to let mortgage? A second home mortgage is just that – a mortgage that enables you to buy a second home, […]