Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.
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Mortgage for New Contractors: Day-rate lending explained, 2026

2026-08-27T06:52:26+00:00June 3, 2026|Income Types, Mortgages for Different Occupations / Income Types, Occupations|

📌 Contractor & Self-Employed MortgagesDYDamian YouellSenior Mortgage Broker · NeedingAdvice.co.uk · FCA AR 938312📅 Last reviewed: June 2026FCA Regulated · AR 938312If you have just [...]

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£5,000 Deposit Mortgage UK: Can You Really Buy a Home With So Little Saved?

2026-09-11T08:36:20+00:00May 12, 2026|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates, Mortgages|

📌 First-Time Buyer Mortgage Advice A £5,000 deposit mortgage UK buyers can actually use, that is what Lloyds Banking Group has just launched. First-time [...]

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How Does a Mortgage Loan UK Work? The Honest Guide

2026-08-27T06:38:14+00:00May 6, 2026|Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages, Mortgages North East, Remortgages|

A mortgage loan UK is money you borrow from a lender to buy a property, repaid over time, usually 25 years, with interest. The [...]

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A Comprehensive Guide to Additional Mortgage Borrowing

2026-08-25T14:07:32+00:00May 5, 2026|Remortgages|

There are a number of possible reasons someone may wish to take out additional borrowing on their mortgage. It could be for home improvements, perhaps a new car, to raise funds for a deposit on a buy to let property or even possibly an important life event such as a wedding.

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Can I Get a Mortgage? What a Broker Actually Tells You

2026-09-22T07:22:25+00:00April 21, 2026|Buy to Let Mortgages, First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages|

Damian Youell · Senior Mortgage Broker FCA AR 938312 · Whole of Market · NeedingAdvice.co.uk · Updated April 2026 I want to give you [...]

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Mortgage with Crypto Income UK: Lenders & Deposit Guide | Needing Advice

2026-09-11T08:36:11+00:00April 16, 2026|Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Using a Broker|

⚠ Important Information & FCA Disclaimer Your home may be repossessed if you do not keep up repayments on your mortgage. NeedingAdvice.co.uk is [...]

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Mortgage Without ILR: UK Visa Holder Guide | Needing Advice

2026-09-02T17:07:26+00:00April 15, 2026|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Using a Broker|

Damian Youell · Senior Mortgage Broker FCA AR 938312 · Whole of Market · NeedingAdvice.co.uk · Updated April 2026 If you’ve been told you [...]

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About Us

NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

Mortgage Rate Switch or Mortgage Broker Transfer Due.

Use our dedicated reward website.

Complaints Procedure

If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Copyright 2012 - 2026 | Whole of Market Mortgage Brokers | Needing Advice UK

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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