Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

A Comprehensive Guide to Additional Mortgage Borrowing

2026-08-25T14:07:32+00:00May 5, 2026|Remortgages|

There are a number of possible reasons someone may wish to take out additional borrowing on their mortgage. It could be for home improvements, perhaps a new car, to raise funds for a deposit on a buy to let property or even possibly an important life event such as a wedding.

Can I Get a Mortgage? What a Broker Actually Tells You

2026-09-22T07:22:25+00:00April 21, 2026|Buy to Let Mortgages, First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages|

Damian Youell · Senior Mortgage Broker FCA AR 938312 · Whole of Market · NeedingAdvice.co.uk · Updated April 2026 I want to give you [...]

Mortgage with Crypto Income UK: Lenders & Deposit Guide | Needing Advice

2026-09-11T08:36:11+00:00April 16, 2026|Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Using a Broker|

⚠ Important Information & FCA Disclaimer Your home may be repossessed if you do not keep up repayments on your mortgage. NeedingAdvice.co.uk is [...]

Mortgage Without ILR: UK Visa Holder Guide | Needing Advice

2026-09-02T17:07:26+00:00April 15, 2026|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Using a Broker|

Damian Youell · Senior Mortgage Broker FCA AR 938312 · Whole of Market · NeedingAdvice.co.uk · Updated April 2026 If you’ve been told you [...]

What Are Swap Rates and Why Do They Matter for Your Mortgage?

2026-09-02T16:50:12+00:00April 9, 2026|Knowledge Mortgages, Mortgage Rates, Mortgages, Rate Switches, Remortgages, Using a Broker|

If you have ever wondered why your fixed-rate mortgage deal changed in price before the Bank of England even moved its base rate, swap [...]

Should I Fix My Mortgage Now? A UK Broker’s Honest View

2026-08-27T06:39:06+00:00April 1, 2026|Income Types, Interest Only, Knowledge Mortgages, Mortgage Rates, Mortgages|

📌 Mortgage Advice Thousands of UK homeowners are asking right now: should I fix my mortgage now? With the Bank of England base rate [...]

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