I am a fully qualified mortgage broker with the CEMAP qualification and I am also a fully qualified financial adviser with the DipFA qualification. I offer an up-to-date approach when advising on pensions, savings and investments and also tax planning.
We offer advice on pensions, savings and investments and tax planning in Lincoln and all surrounding areas.
All areas are covered but can include: Canwick, Washingborough, Heighington, Burto, North Hykeham, South Hykeham, Nettleham, Greetwell etc.
We offer advice on the following:
Pension and Retirement advice including
Starting a new pension
Taking your pension fund at retirement (flexible drawdown, capped drawdown, annuity, pension commencement lump sums and uncrystallised pension commencement lump sums)
Savings and investments advice including:
Lump sum investments
Regular saving investments
Setting up an ISA or Junior ISA
Advice on investment strategies
Tax planning including:
Tax efficiency for savings and investments
Making use of tax allowances and relief
Saving tax when it comes to retirement
Sophisticated high risk, tax-free investments
The Advice Process
The first step in the financial advice process is for us to have a brief initial chat over the phone. This is just a discussion to see who you are, what you are aiming to do and to get a general idea of where you are currently in achieving those aims. We discuss how the process works, what we will be doing and our charges.
I will then ask you to prepare for our first meeting in which I will conduct a fact find. For example, I may ask you to have your income and outgoings and details of existing plans prepared. The benefit of doing this is that it will save time and this will enable us to focus on what you’re looking to achieve
I will then conduct a fact find which will allow me to gather information about your current circumstances and your future plans to ensure that the advice is suitable and tailored to your current financial situation. We can then establish your financial objectives and needs.
I will then go off and research the market to find suitable recommendations for you based on the information I have gathered.
I will then present the recommendations that I have formulated based on your current financial situation, affordability, your risk profile and your financial objectives/needs that I have identified. This is where fees are confirmed and I can talk you through the illustrations and answer any questions you may have.
Once all paperwork has been completed, we can then implement the recommendations for you. We will submit the relevant applications and be in control of the whole process on your behalf. We will keep you apprised of any progress and any issues that may arise.
It is important that we have regular reviews (annually ideally) to ensure that recommendations still remain suitable for you, react to any changes in your circumstances and to check that you are still on track to achieving your long term objectives.
Financial advice reviews below for existing clients
Yes, you can get a financial advisor in Lincoln, United Kingdom. You can choose from a range of advisors depending on your needs and requirements.
What does a financial advisor in Lincoln cost?
There are many different types of financial advisors in Lincoln so the price varies greatly. However, most financial advisors in Lincoln charge between £150 and £300 per hour.
How much should I pay for a financial advisor in Lincoln?
This depends entirely on your individual circumstances. For example, if you have a bad credit score, you may need to higher get your application approved. It’s best to speak with an independent financial advisor in Lincoln to determine if they are right for you.
Do I need a financial advisor in Lincoln for my business or personal finances?
A financial advisor in Lincoln is not necessary for your personal finances but it could be useful when managing your business finances.
Where can find the best mortgage advice in Lincoln?
There are many mortgage brokers who are working in Lincoln but for the best mortgage advice, you have to contact a specialist broker. They will be able to give you more detailed information about mortgages and help you decide which one is right for you.
Company Director and NeedingAdvice.co.uk Ltd.
Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed.
Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.