This section of the site contains posts, guides, tools, videos and information related to personal protection — the areas of financial planning that help protect an individual or family. Many people in the UK are under-protected and do not fully understand the importance of protection solutions. Others are unsure which type of cover they need. This section is designed to make those topics clearer.
As with all insurance policies, conditions and exclusions will apply. Acceptance, premiums and available terms are subject to underwriting and depend on individual circumstances, health, occupation and lifestyle.
Protection planning is about preparing for the unexpected. That may include protecting your family if you die, protecting your income if illness stops you working, or making sure serious health events do not create financial pressure at the worst possible time. The right solution depends on your circumstances. For some people, life insurance is the priority. For others, income protection, critical illness cover or family income benefit may be more relevant.
This category also includes specialist content on medical conditions, high-risk occupations, high-risk sports and general personal protection knowledge. Your live Personal Protection structure already covers life insurance for high risk sports, conditions that affect life insurance, life insurance for high-risk occupations, and general personal protection knowledge.
Protection needs vary from person to person. The right cover depends on your health, occupation, income, family circumstances and financial commitments.
